3940 Estates Path, Cumming, GA 30040 Property Records

Forsyth County property record for 3940 Estates Path, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,186 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Mar 2018)
Tax Bill	$4,626 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`128-000-194`

Property Details

APN / Parcel Number

Primary APN	`128-000-194`
Alternative APNs	`000000028475` `0000206581` `128 194`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,186 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000206581
Street Address	3940 ESTATES PATH
City	CUMMING
State	GA
Zip	30040-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	2-1 59 LT200 UN3 VILLAGES @ CASTLEBERRY
Legal Subdivision	VILLAGES AT CASTLEBERRY
Legal Block	1
Legal Lot Number	200
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1017
Census Tract	130410

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3940 ESTATES PATH, CUMMING, GA 30040-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOCAL MORTGAGE
Jan 19, 2021	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 31, 2020	Deed of Trust, Mortgage · Conventional with PMI LOCAL MTG
Aug 29, 2019	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG
Apr 3, 2018	Grant Deed, Transfer · Conventional with PMI FIDELITY BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Sep 7, 2007 · Amount on Record
Deed Document Number	20182828
Deed Book / Page	8513 / 670
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3940 ESTATES PATH, CUMMING, GA 30040-1030
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 ESTATES PATH, CUMMING, GA 30040-1030

Mortgage

Document Number	0100960000000553
Date	Apr 23, 2021
Book Page	0000010096/0000000553
Instrument	018496510016

Lender

Name	LOCAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3940 ESTATES PATH, CUMMING, GA 30040-1030
Document Number	0098900438
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 ESTATES PATH CUMMING GA 300401030, CUMMING, GA 30040-1030

Mortgage

Document Number	0098900438
Date	Jan 25, 2021
Book Page	009890/000438

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3940 ESTATES PATH, CUMMING, GA 30040-1030
Document Number	0093110540
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3940 ESTATES PATH CUMMING GA 300401030, CUMMING, GA 30040-1030

Mortgage

Document Number	0093110540
Date	Apr 16, 2020
Book Page	009311/000540

Lender

Name	LOCAL MTG
Type	Mortgage Company
Address	MEMPHIS, TN 38125

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3940 ESTATES PATH, CUMMING, GA 30040-1030
Document Number	0090200685
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3940 ESTATES PATH CUMMING GA 300401030, CUMMING, GA 30040-1030

Mortgage

Document Number	0090200685
Date	Sep 6, 2019
Book Page	009020/000685

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Apr 3, 2018
Property Address	3940 ESTATES PATH, CUMMING, GA 30040-1030
Document Number	0085130670
Book / Page	008513 / 000670
Instrument Date	Mar 29, 2018
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3940 ESTATES PATH CUMMING GA 300401030, CUMMING, GA 30040-1030

Mortgage

Document Number	85130671
Date	Apr 3, 2018
Book Page	008513/000671

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,626.00 (+17.53%)	$229,760 (+10.68%) Land $66,000 Building $163,760	$574,400 (+10.68%) Land $165,000 Building $409,400
2023	$3,936.00 (+1.26%) Homeowner's exemption	$207,592 (+35.42%) Land $62,000 Building $145,592	$518,980 (+35.42%) Land $155,000 Building $363,980
2022	$3,887.00 Homeowner's exemption	$153,292 Land $34,000 Building $119,292	$383,230 Land $85,000 Building $298,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Estates Path

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures