388 Comstock Dr, Elgin, IL 60124 Property Records

Kane County property record for 388 Comstock Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,708 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (May 2019)
Tax Bill	$11,445 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-24-452-022`

Property Details

APN / Parcel Number

Primary APN	`05-24-452-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
Basement Area	1,354 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	388 COMSTOCK DR
City	ELGIN
State	IL
Zip	60124-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 1B LT 139
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	139
Legal Unit	1B
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1015
Census Tract	850711

Owner

Source: Kane County records · APN 05-24-452-022

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	388 COMSTOCK DR, ELGIN, IL 60124-3827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Jun 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Aug 18, 2006 · Amount on Record
Deed Document Number	201920049
Prior Transfer Date	May 10, 2019
Prior Transfer Doc	0000026850
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 20, 2019
Property Address	388 COMSTOCK DR, ELGIN, IL 60124-3827
Document Number	0000020049
Map Reference	DOC 2005K066187
Instrument Date	May 10, 2019
Instrument	2019K020049
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 COMSTOCK DR, ELGIN, IL 60124-3827

Mortgage

Document Number	0000020050
Date	May 20, 2019
Instrument	2019K020050

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Rate	3.87%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 25, 2019
Property Address	388 COMSTOCK DR, ELGIN, IL 60124-3827
Document Number	0000026850
Instrument Date	May 10, 2019
Instrument	26850
Transaction Type	Transfer
Record Updated	Jul 03, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	388 COMSTOCK DR ELGIN IL 601243827, ELGIN, IL 60124-3827

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,445.00 (+8.6%) Homeowner's exemption
2024		$141,143 (+24.24%) Land $27,638 Building $113,505	$423,598 (+24.29%) Land $82,947 Building $340,651
2022	$10,539.00 (+3.96%) Homeowner's exemption	$113,603 (+7.67%) Land $21,357 Building $92,246	$340,809 (+7.67%) Land $64,071 Building $276,738
2021	$10,138.00 Homeowner's exemption	$105,507 Land $20,633 Building $84,874	$316,521 Land $61,899 Building $254,622

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 72 locations within half a mile of this property.

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