3939 Swan Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 3939 Swan Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,980 sqft · built 2024
Lot Size	0.248 acres (10,813 sqft)
Owner	Individual Name on File
Last Sale	$435,464 (Jun 2024)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Feb 2024 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-07-0-00107-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-07-0-00107-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,980 sqft Adjusted Area
1st Floor Area	1,818 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,813 sqft (0.248 acres)

Location & Zoning

Street Address	3939 SWAN CV
City	HERNANDO
State	MS
Zip	38632-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	SAINT IVES NBHD SEC B & C LOT 107
Legal Range	007
Legal Township	03S
Legal Section	21
Legal Subdivision	SAINT IVES SEC B & C
Legal Lot Number	107
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3939 SWAN CV, HERNANDO, MS 38632-1046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage COMMUNITY MORTGAGE CORP
Feb 9, 2024	Warranty Deed, Construction Loan · Construction Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	May 10, 2024
Deed Book / Page	1024 / 10813
Record Updated	Sep 20, 2026

June 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 17, 2024
Property Address	3939 SWAN CV, HERNANDO, MS 38632-1046
Document Number	1024/10813
Book / Page	1024 / 10813
Map Reference	MB 139 PG 21
Instrument Date	Jun 14, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6879 CRUMPLER BLVD STE 201, 201, OLIVE BRANCH, MS 38654-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3939 SWAN CV, HERNANDO, MS 38632-1046

Mortgage

Document Number	0566156989
Date	Jun 17, 2024
Instrument	5661/56989

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

February 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 9, 2024
Property Address	3939 SWAN CV, HERNANDO, MS 38632-1046
Document Number	01024/2447
Book / Page	1024 / 2447
Map Reference	MB 139 PG 21
Instrument Date	Feb 8, 2024
Transaction Type	Construction Loan
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6879 CRUMPLER BLVD STE 201, 201, OLIVE BRANCH, MS 38654-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6879 CRUMPLER BLVD STE 201, 201, OLIVE BRANCH, MS 38654-1962
Investor	Possibly a Property Investor

Mortgage

Document Number	0566111378
Date	Feb 9, 2024
Instrument	5661/11378

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 10, 2025

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,681.00	$34,179 Land $4,800 Building $29,379	$341,790 Land $48,000 Building $293,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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