3885 Swan Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 3885 Swan Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,658 sqft · built 2022
Lot Size	0.232 acres (10,136 sqft)
Owner	Individual Name on File
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Feb 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-07-0-00111-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-07-0-00111-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,658 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,136 sqft (0.232 acres)

Location & Zoning

Street Address	3885 SWAN CV
City	HERNANDO
State	MS
Zip	38632-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	SAINT IVES NBHD SEC B & C LOT 111
Legal Subdivision	SAINT IVES SEC B & C
Legal Lot Number	111
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

3885 Swan Cv is owned and occupied by an individual who acquired it in October 2022.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	3885 SWAN CV, HERNANDO, MS 38632-1045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK
Feb 15, 2022	Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK
Oct 14, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022
Deed Sale	Oct 14, 2022
Deed Document Number	0001015137
Deed Book / Page	1015 / 137
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3885 SWAN CV, HERNANDO, MS 38632-1045
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6879 CRUMPLER BLVD 201, 201, OLIVE BRANCH, MS 38654-1962

Mortgage

Document Number	005466/529
Date	Feb 16, 2022
Book Page	5466/529

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39215

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Aug 10, 2023

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3885 SWAN CV, HERNANDO, MS 38632-1045
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6879 CRUMPLER BLVD 201, 201, OLIVE BRANCH, MS 38654-1962

Mortgage

Document Number	00005466/1
Date	Feb 15, 2022
Book Page	5466/1

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Aug 10, 2023

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 14, 2022
Property Address	3885 SWAN CV, HERNANDO, MS 38632-1045
Document Number	001015/137
Book / Page	1015 / 137
Map Reference	MB 139 PG 21
Instrument Date	Oct 14, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6879 CRUMPLER BLVD STE 201, 201, OLIVE BRANCH, MS 38654-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3885 SWAN CV, HERNANDO, MS 38632-1045

Mortgage

Document Number	0005618287
Date	Oct 14, 2022
Instrument	5618/287

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3885 Swan Cv was $3,349.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,349.00	$31,329 Land $4,800 Building $26,529	$313,291 Land $48,000 Building $265,291
2023	$2,923.00	$23,234	$232,338 Land $48,000 Building $184,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3885 Swan Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3885 Swan Cv is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Swan Cv

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