3911 Swan Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 3911 Swan Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,807 sqft · built 2024
Lot Size	0.23 acres (10,028 sqft)
Owner	Individual Name on Record
Tax Bill	$3,505 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-07-0-00109-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-07-0-00109-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,807 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,028 sqft (0.23 acres)

Location & Zoning

Street Address	3911 SWAN CV
City	HERNANDO
State	MS
Zip	38632-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	SAINT IVES NBHD SEC B & C LOT 109
Legal Subdivision	SAINT IVES SEC B & C
Legal Lot Number	109
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3911 SWAN CV, HERNANDO, MS 38632-1046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 28, 2024	Warranty Deed, Construction Loan · Line of Credit TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024
Deed Sale	Jul 25, 2024
Prior Sale	Mar 28, 2024
Deed Document Number	0102413192
Deed Book / Page	1024 / 13192
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 25, 2024
Property Address	3911 SWAN CV, HERNANDO, MS 38632-1046
Document Number	1024/13192
Book / Page	1024 / 13192
Map Reference	MB 139 PG 21
Instrument Date	Jul 25, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6879 CRUMPLER BLVD, OLIVE BRANCH, MS 38654-1960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 SWAN CV, HERNANDO, MS 38632-1046

Mortgage

Document Number	0566170525
Date	Jul 25, 2024
Instrument	5661/70525

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

March 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 28, 2024
Property Address	3911 SWAN CV, HERNANDO, MS 38632-1046
Document Number	01024/5287
Book / Page	1024 / 5287
Map Reference	MB 139 PG 21
Instrument Date	Mar 28, 2024
Transaction Type	Construction Loan
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6879 CRUMPLER BLVD STE 201, 201, OLIVE BRANCH, MS 38654-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6879 CRUMPLER BLVD STE 201, 201, MINERAL WELLS, MS 38654-1962
Investor	Possibly a Property Investor

Mortgage

Document Number	0566127433
Date	Mar 28, 2024
Instrument	5661/27433

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 10, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,505.00	$32,669 Land $4,800 Building $27,869	$326,685 Land $48,000 Building $278,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Swan Cv

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