3894 Swan Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 3894 Swan Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,010 sqft · built 2024
Lot Size	0.232 acres (10,117 sqft)
Owner	Individual Name on File
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-07-0-00119-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-07-0-00119-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,010 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,117 sqft (0.232 acres)

Location & Zoning

Street Address	3894 SWAN CV
City	HERNANDO
State	MS
Zip	38632-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	SAINT IVES NBHD SEC B & C LOT 119
Legal Subdivision	SAINT IVES SEC B & C
Legal Lot Number	119
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3894 SWAN CV, HERNANDO, MS 38632-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Jul 30, 2024	Deed of Trust, Mortgage · FHA Mortgage CME LENDING GROUP LLC
Jul 30, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CME LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2024
Deed Sale	Jul 30, 2024
Deed Document Number	0102413578
Deed Book / Page	1024 / 13578
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3894 SWAN CV, HERNANDO, MS 38632-1045
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6879 CRUMPLER BLVD 201, 201, OLIVE BRANCH, MS 38654-1962
Investor	Possibly a Property Investor

Mortgage

Document Number	5661/32511
Date	Apr 11, 2024
Book Page	5661/32511

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3894 SWAN CV, HERNANDO, MS 38632-1045
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5661/72252
Date	Jul 30, 2024
Book Page	5661/72252

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company
Address	CHESTERTON, IN 46304

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 30, 2024
Property Address	3894 SWAN CV, HERNANDO, MS 38632-1045
Document Number	1024/13578
Book / Page	1024 / 13578
Map Reference	MB 139 PG 21
Instrument Date	Jul 30, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6879 CRUMPLER BLVD STE 201, 201, OLIVE BRANCH, MS 38654-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 SWAN CV, HERNANDO, MS 38632-1045

Mortgage

Document Number	0566172252
Date	Jul 30, 2024
Instrument	5661/72252

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,699.00	$34,328 Land $4,800 Building $29,528	$343,284 Land $48,000 Building $295,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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