3934 Old River Rd, Canton, NC 28716 Property Records

Haywood County property record for 3934 Old River Rd, Canton, NC 28716

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 1986
Lot Size2.2 acres (96,006 sqft)
Owner2 Individual Names on Record
Last Sale$399,000 (Aug 2020)
Tax Bill$2,055 (2025)
Deeds & MortgagesDec 2017 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8645-38-9005

Property Details

APN / Parcel Number

Primary APN8645-38-9005
Alternative APN
  • 262747

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,744 sqft Heated Area
Gross Area2,502 sqft
1st Floor Area1,744 sqft
Basement Area1,744 sqft
Unfinished Basement1,744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Roof MaterialAsphalt
Lot Area96,006 sqft (2.2 acres)
PorchPatio

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Account Number262747
Street Address3934 OLD RIVER RD
CityCANTON
StateNC
Zip28716-2610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#37 RIVERBEND ESTATES
Legal SubdivisionRIVERBEND ESTATES
Legal Unit37
JurisdictionHAYWOOD NC
Township / Civil DivisionPIGEON
Census Block Group2
Census Block2008
Census Tract921301

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3934 OLD RIVER RD, CANTON, NC 28716-2610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2017Deed of Trust, Mortgage · ARM
STATE EMPLOYEES CU
Aug 18, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Prior SaleNov 20, 1987 · Amount on Record
Deed Document Number20207973
Deed Book / Page1005 / 334
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address3934 OLD RIVER RD, CANTON, NC 28716-2610
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyACCURATE TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009431233
DateDec 28, 2017
Book Page943/1233
Instrument2017011995
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateAug 18, 2020
Property Address3934 OLD RIVER RD, CANTON, NC 28716-2610
Document Number0010050334
Book / Page1005 / 334
Map ReferenceCAB A SL 28-A
Instrument DateAug 17, 2020
Instrument2020007973
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$798.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address333 HOWELL MILL RD, 333, WAYNESVILLE, NC 28786-3015

Transferred To (Grantee/Buyer)

NameVerified Name
Address3934 OLD RIVER RD, CANTON, NC 28716-2610

Mortgage

Document Number0001005340
DateAug 18, 2020
Instrument1005/340
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$291,800 (-) Land $43,900 Building $247,900
2025$2,055.00$291,800 (-) Land $43,900 Building $247,900$291,800 (-) Land $43,900 Building $247,900
2023$291,800 Land $43,900 Building $247,900$291,800 (-) Land $43,900 Building $247,900
2021$291,800 Land $43,900 Building $247,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims18 (1994–2024)
Claims Outside the SFHA3 of 18
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 9 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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