3510 Old River Rd, Canton, NC 28716 Property Records

Haywood County property record for 3510 Old River Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,189 sqft · built 1992
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (May 2005)
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8645-59-8125`

Property Details

APN / Parcel Number

Primary APN	`8645-59-8125`
Alternative APN	`170781`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,189 sqft Heated Area
Gross Area	3,219 sqft
1st Floor Area	2,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	98,446 sqft (2.26 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	170781
Street Address	3510 OLD RIVER RD
City	CANTON
State	NC
Zip	28716-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3510 OLD RIVER RD
Legal Subdivision	C MICHAEL SINGLETON
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	2
Census Block	2008
Census Tract	921301

Owner

Source: Haywood County records · APN 8645-59-8125

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3510 OLD RIVER RD, CANTON, NC 28716-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit ELECTEL COOPERATIVE FCU
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 16, 2019	Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2005 · Amount on Record
Deed Sale	May 26, 2005 · Amount on Record
Deed Document Number	2005623860
Deed Book / Page	631 / 1804
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	3510 OLD RIVER RD, CANTON, NC 28716-2621
Transaction Type	Mortgage
Record Updated	Mar 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011030893
Date	Feb 28, 2024
Book Page	1103/893
Instrument	2024001584

Lender

Name	ELECTEL COOPERATIVE FCU
Type	Credit Union
Address	RALEIGH, NC 27616

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	3510 OLD RIVER RD, CANTON, NC 28716-2621
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010001127
Date	Jun 24, 2020
Book Page	1000/1127
Instrument	2020005781

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	3510 OLD RIVER RD, CANTON, NC 28716-2621
Document Number	0009791168
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3510 OLD RIVER RD CANTON NC 287162621, CANTON, NC 28716-2621

Mortgage

Document Number	0009791168
Date	Aug 20, 2019
Book Page	000979/001168
Instrument	7429

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,300 (-) Land $50,800 Building $294,500
2025	$2,403.00	$345,300 (-) Land $50,800 Building $294,500	$345,300 (-) Land $50,800 Building $294,500
2023		$345,300 Land $50,800 Building $294,500	$345,300 (-) Land $50,800 Building $294,500
2021			$345,300 Land $50,800 Building $294,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1994–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Ivan, Sep 2004 · 4 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 28 locations within half a mile of this property.

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