2820 Old River Rd, Canton, NC 28716 Property Records

Haywood County property record for 2820 Old River Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,049 sqft · built 1916
Lot Size	4.51 acres (196,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Feb 2018)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8646-90-0620`

Property Details

APN / Parcel Number

Primary APN	`8646-90-0620`
Alternative APN	`251477`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,049 sqft Heated Area
Gross Area	2,187 sqft
1st Floor Area	1,049 sqft
Upper Floors Area	787 sqft
Basement Area	273 sqft
Unfinished Basement	273 sqft
Utility Area	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Vinyl
Lot Area	196,456 sqft (4.51 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	251477
Street Address	2820 OLD RIVER RD
City	CANTON
State	NC
Zip	28716-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2820 OLD RIVER RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	2
Census Block	2008
Census Tract	921301

Owner

Source: Haywood County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 OLD RIVER RD, CANTON, NC 28716-8611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Document Number	20181632
Deed Book / Page	946 / 1834
Prior Transfer Date	Mar 6, 2017
Prior Transfer Doc	0009241812
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 13, 2017
Property Address	2820 OLD RIVER RD, CANTON, NC 28716-8611
Document Number	0009241812
Book / Page	000924 / 001812
Instrument Date	Mar 6, 2017
Instrument	2244
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	176 WALTON TRCE S HENDERSONVILLE TN 370754864, HENDERSONVILLE, TN 37075-4864

Mortgage

Document Number	9241815
Date	Mar 13, 2017
Book Page	000924/001815
Instrument	2245

Lender

Name	RAY D JR VANCLEVE
Address	ASHEVILLE, NC 28806
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Mar 12, 2019

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,000 (-) Land $42,900 Building $116,100
2025	$1,192.00	$159,000 (-) Land $42,900 Building $116,100	$159,000 (-) Land $42,900 Building $116,100
2023		$159,000 Land $42,900 Building $116,100	$159,000 (-) Land $42,900 Building $116,100
2021			$159,000 Land $42,900 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1994–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000