3920 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3920 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,452 sqft · built 1988
Lot Size	0.826 acres (35,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2021)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	Dec 2021 Transfer Aug 2021 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`H-11-09-177-032`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-177-032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,420 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	35,981 sqft (0.826 acres)
Lot Dimensions	181 ft deep x 75 ft wide
View / Lot	Waterfront
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	101 sqft
Deck Area	659 sqft
Patio Area	659 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3920 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 160
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	160
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1006
Census Tract	131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3920 LOCH DR, HIGHLAND, MI 48357-2232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Intrafamily Transfer, Transfer
Aug 13, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 17, 2018	Quit Claim Deed, Transfer GODEEDS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Jun 13, 2013 · Amount on Record
Deed Document Number	2021198638
Deed Book / Page	56697 / 430
Last Transfer Date	Nov 23, 2021
Transfer Doc	0000267687
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 3, 2021
Property Address	3920 LOCH DR, HIGHLAND, MI 48357-2232
Document Number	0000267687
Book / Page	57139 / 380
Map Reference	LB 103 PG 20
Instrument Date	Nov 23, 2021
Instrument	267687
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3920 LOCH DR, HIGHLAND, MI 48357-2232
Investor	Possibly a Property Investor

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 13, 2021
Property Address	3920 LOCH DR, HIGHLAND, MI 48357-2232
Document Number	0000198638
Book / Page	56697 / 430
Map Reference	LB 103 PG 20
Instrument Date	Aug 2, 2021
Instrument	198638
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3920 LOCH DR, 3920, HIGHLAND, MI 48357-2232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 LOCH DR, HIGHLAND, MI 48357-2232
Investor	Possibly a Property Investor

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 17, 2018
Property Address	3920 LOCH DR, HIGHLAND, MI 48357-2232
Document Number	0000082540
Book / Page	051820 / 000419
Instrument Date	Apr 24, 2018
Instrument	82540
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	GODEEDS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3920 LOCH DR HIGHLAND MI 483572232, HIGHLAND, MI 48357-2232

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,448.00 (-36.77%) Homeowner's exemption	$199,780 (+8.86%)	$399,560 (+8.86%)
2024	$7,035.00 (+12.96%)
2023		$183,520	$367,040
2021	$6,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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