3931 Ruth St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3931 Ruth St, Augusta, GA 30909

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,943 sqft · built 2024
Lot Size2.99 acres (130,244 sqft)
Owner2 Individual Names on File
Last Sale$489,990 (Dec 2024)
Tax Bill$1,436 (2026)
Deeds & MortgagesDec 2024 Sale & Mortgage
Dec 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN051-0-098-00-0

Property Details

APN / Parcel Number

Primary APN051-0-098-00-0
Alternative APNs
  • 32063
  • 24724

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,943 sqft Living Area
1st Floor Area1,476 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area130,244 sqft (2.99 acres)
Garage Area459 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address3931 RUTH ST
CityAUGUSTA
StateGA
Zip30909-9590
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionRUTH ST
Legal SubdivisionBELAIR HILL ESTATES SUB SEC II
JurisdictionRICHMOND GA
Township / Civil DivisionAUGUSTA
Census Block Group1
Census Block1006
Census Tract10207

Owner

3931 Ruth St is owned and occupied by two individuals who bought it in December 2024.

Source: Augusta-Richmond County Consolidated Government records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3931 RUTH ST, AUGUSTA, GA 30909-9590
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2024Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Dec 20, 2024Warranty Deed, Transfer
May 27, 2021Warranty Deed, Transfer · Commercial Mortgage
COLONY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2024 · Amount on File
Deed SaleDec 17, 2024 · Amount on File
Prior SaleDec 17, 2024 · Amount on File
Deed Document Number202431198
Deed Book / Page1950 / 567
Prior Transfer DateDec 16, 2024
Prior Transfer Doc0019501817
Record UpdatedOct 29, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND GA
Recording DateDec 17, 2024
Property Address3931 RUTH ST, AUGUSTA, GA 30909-9590
Document Number0019500567
Book / Page1950 / 567
Instrument DateDec 16, 2024
Instrument2024031198
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3931 RUTH ST, AUGUSTA, GA 30909-9590

Mortgage

Document Number0001950569
DateDec 17, 2024
Instrument1950/569
Lender
NameMOVEMENT MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2055

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND GA
Recording DateDec 20, 2024
Property Address3931 RUTH ST, AUGUSTA, GA 30909-9590
Document Number0019501817
Book / Page1950 / 1817
Instrument DateDec 16, 2024
Instrument2024031416
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3931 RUTH ST, AUGUSTA, GA 30909-9590

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND GA
Recording DateMay 27, 2021
Property Address3931 RUTH ST, AUGUSTA, GA 30909-9590
Document Number0017832197
Book / Page1783 / 2197
Instrument DateMay 27, 2021
Instrument2021-004079
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 659, WATKINSVILLE, GA 30677-0016
InvestorPossibly a Property Investor

Mortgage

Document Number2021019831
DateMay 27, 2021
Instrument2021019831
Lender
NameCOLONY BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term8 Months
DueJan 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 3931 Ruth St was $1,436, down 22.9% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAugusta-Richmond County Consolidated Government
Unified School DistrictRichmond County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,436.00 (-22.92%)
2025$1,863.00$175,532 Land $24,000 Building $151,532$438,830 Land $60,000 Building $378,830
2023$379.00 (-10.4%)$15,120 (-) Land $15,120$37,800 (-) Land $37,800
2022$423.00$15,120 Land $15,120$37,800 Land $37,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3931 Ruth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3931 Ruth St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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