3924 Ruth St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3924 Ruth St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,840 sqft · built 1972
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Tax Bill	$1,415 (2026)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`051-0-102-00-0`

Property Details

APN / Parcel Number

Primary APN	`051-0-102-00-0`
Alternative APNs	`32066` `24727`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,840 sqft Gross Area
1st Floor Area	3,378 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Carport
Garage Area	357 sqft
Carport	Carport
Carport Area	357 sqft
Porch	Porch
Porch Area	150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3924 RUTH ST
City	AUGUSTA
State	GA
Zip	30909-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BELAIR HILLS ESTATES (00100) 008-E
Legal Subdivision	BELAIR HILLS ESTATES
Legal Block	E
Legal Lot Number	8
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1010
Census Tract	10207

Owner

3924 Ruth St is owned and occupied by an individual.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3924 RUTH ST, AUGUSTA, GA 30909-9588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND GA
Property Address	3924 RUTH ST, AUGUSTA, GA 30909-9588
Document Number	0015690126
Book / Page	001569 / 000126
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 RUTH ST AUGUSTA GA 309099588, AUGUSTA, GA 30909-9588

Mortgage

Document Number	0015690126
Date	Feb 22, 2017
Book Page	001569/000126
Instrument	8535

Lender

Name	GEORGIA BK&TR/AUGUSTA
Type	Bank
Address	AUGUSTA, GA 30909

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 21, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 3924 Ruth St was $1,415, down 10.1% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,415.00 (-10.1%)
2025	$1,574.00	$140,840 Land $24,000 Building $116,840	$352,100 Land $60,000 Building $292,100
2023	$1,323.00 (-15.95%) Senior Citizen's exemption Additional exemption filed	$129,288 (+8.78%) Land $24,000 Building $105,288	$323,220 (+8.78%) Land $60,000 Building $263,220
2022	$1,574.00	$118,852 Land $24,000 Building $94,852	$297,131 Land $60,000 Building $237,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3924 Ruth St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3924 Ruth St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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