Augusta-Richmond County Consolidated Government property record for 3916 Ruth St, Augusta, GA 30909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,756 sqft · built 1997 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,803 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 065-0-012-00-0 |
| Primary APN | 065-0-012-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,756 sqft Gross Area |
| 1st Floor Area | 1,119 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3916 RUTH ST |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30909-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BELAIR HILLS ESTATES (00100) 016-D |
| Legal Subdivision | BELAIR HILLS ESTATES |
| Legal Block | D |
| Legal Lot Number | 16 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10207 |
Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3916 RUTH ST, AUGUSTA, GA 30909-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 1997 |
| Deed Sale | May 8, 1997 |
| Prior Sale | May 6, 1997 |
| Deed Book / Page | 556 / 2054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 3916 RUTH ST, AUGUSTA, GA 30909-9756 |
| Document Number | 0016491472 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3916 RUTH ST AUGUSTA GA 309099756, AUGUSTA, GA 30909-9756 |
| Document Number | 0016491472 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 001649/001472 |
| Instrument | 51387 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2048 |
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,803.00 (-5.75%) | ||
| 2025 | $4,035.00 (+13.57%) | $132,668 (+5.91%) Land $12,000 Building $120,668 | $331,670 (+5.91%) Land $30,000 Building $301,670 |
| 2023 | $3,553.00 (+21.39%) | $125,268 (+38.58%) Land $12,000 Building $113,268 | $313,170 (+38.58%) Land $30,000 Building $283,170 |
| 2022 | $2,927.00 | $90,392 Land $12,000 Building $78,392 | $225,980 Land $30,000 Building $195,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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