3918 Ruth St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3918 Ruth St, Augusta, GA 30909

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Oct 2022)
Tax Bill	$359 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-0-104-00-0`

Property Details

APN / Parcel Number

Primary APN	`051-0-104-00-0`
Alternative APNs	`32068` `24729`

Exterior

Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3918 RUTH ST
City	AUGUSTA
State	GA
Zip	30909-9588
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1
Legal Description	BELAIR HILLS ESTATES (00100) 006-E
Legal Subdivision	BELAIR HILLS ESTATES
Legal Block	E
Legal Lot Number	6
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1010
Census Tract	10207

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3220 DENTON DR, AUGUSTA, GA 30906-9077
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage FIRST STATE BANK
Oct 14, 2022	Warranty Deed, Transfer · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
Jul 30, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	20227783
Deed Book / Page	1862 / 2158
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Recording Date	May 26, 2026
Property Address	3918 RUTH ST, AUGUSTA, GA 30909-9588
Document Number	2015002281
Book / Page	2015 / 2281
Instrument Date	May 21, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 DENTON DR, AUGUSTA, GA 30906-9077

Mortgage

Document Number	2015002281,
Date	May 26, 2026
Book Page	2015/2281

Lender

Name	FIRST STATE BANK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate	6.23%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Oct 14, 2022
Property Address	3918 RUTH ST, AUGUSTA, GA 30909-9588
Document Number	0018622158
Book / Page	1862 / 2158
Instrument Date	Oct 14, 2022
Instrument	2022-007783
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 DENTON DR, AUGUSTA, GA 30906-9077

Mortgage

Document Number	0018620000002161
Date	Oct 18, 2022
Book Page	0000001862/0000002161
Instrument	2022042312

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2025

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Jul 30, 2019
Property Address	3918 RUTH ST, AUGUSTA, GA 30909-9588
Document Number	0016870969
Book / Page	001687 / 000969
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$24.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3918 RUTH ST AUGUSTA GA 30909, AUGUSTA, GA 30909

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$359.00 (-1.64%)
2025	$365.00 (+7.99%)	$10,080 (-) Land $10,080	$25,200 (-) Land $25,200
2023	$338.00 (-7.9%)	$10,080 (-) Land $10,080	$25,200 (-) Land $25,200
2022	$367.00	$10,080 Land $10,080	$25,200 Land $25,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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