3901 Monserate Ter, Fallbrook, CA 92028 Property Records

San Diego County property record for 3901 Monserate Ter, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,347 sqft · built 1981
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Dec 2015)
Tax Bill$7,136 (2025)
Flood ZoneZone X (minimal risk)
APN123-480-29-00

Property Details

APN / Parcel Number

Primary APN123-480-29-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,347 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area43,996 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address3901 MONSERATE TER
CityFALLBROOK
StateCA
Zip92028-9495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 1 TR PM09809
Legal SubdivisionSAN LUIS REY DOWNS
Legal Tract9809
Legal Block3
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group3
Census Block3008
Census Tract18804

Owner

3901 Monserate Ter is owned and occupied by two individuals who bought it in December 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3901 MONSERATE TER, FALLBROOK, CA 92028-9495
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2015 · Amount on File
Deed SaleDec 22, 2015 · Amount on File
Prior SaleMar 10, 1988 · Amount on File
Deed Document Number2015653634
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3901 Monserate Ter was $7,136 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$682,211 (+2%) Land $204,430 Building $477,781
2025$7,136.00 Homeowner's exemption$668,835 Land $200,422 Building $468,413
2023$6,758.00 (-0.03%) Homeowner's exemption$642,866 Land $192,641 Building $450,225
2022$6,760.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3901 Monserate Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 Monserate Ter is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Monserate Ter

Nearby Streets

Search Property Records by Address or Parcel Number