3930 Forest School Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 3930 Forest School Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,950 sqft · built 1900
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (May 2021)
Tax Bill	$2,860 (2023)
Deeds & Mortgages	Jan 2023 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-186793`

Property Details

APN / Parcel Number

Primary APN	`06-186793`
Alternative APNs	`6186793` `186793`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,950 sqft Total Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Porch	Open Porch
Porch Area	180 sqft
Guest House	Guest House

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	186793
Old Parcel Number	6186793
Street Address	3930 FOREST SCHOOL RD
City	SMITHSBURG
State	MD
Zip	21783-9286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	10 AC N/S FORREST SCHOOL RD FORREST HILL SUB
Legal Subdivision	FORREST HILL SUB
Jurisdiction	FREDERICK MD
Township / Civil Division	6, CATOCTIN
Census Block Group	1
Census Block	1018
Census Tract	752801

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3930 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
May 6, 2021	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
May 25, 2017	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Mar 15, 2013 · Amount on Record
Deed Document Number	0014852130
Deed Book / Page	14852 / 130
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3930 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9286
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0163070012
Date	Jan 24, 2023
Book Page	16307/12

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 6, 2021
Property Address	3930 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9286
Document Number	0148520130
Book / Page	14852 / 130
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3930 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9286

Mortgage

Document Number	0148520136
Date	May 6, 2021
Book Page	14852/136

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3930 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9286
Document Number	0118740057
Book / Page	011874 / 000057
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 FOREST SCHOOL RD SMITHSBURG MD 217839286, SMITHSBURG, MD 21783-9286

Mortgage

Document Number	0118740057
Date	Jun 15, 2017
Book Page	011874/000057

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,860.00	$231,400 Land $121,600 Building $109,800	$231,400 Land $121,600 Building $109,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1996–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Forest School Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures