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3927 Forest School Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 3927 Forest School Rd, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,834 sqft Living Area
Lot Size42,078 sqft (0.966 acres)
Garage528 sqft
OccupancyOwner Occupied
Last Sale$362,000 (2023)
Tax Bill$3,892.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-177522
Alternative APNs
  • 6177522
  • 177522

Interior

Full Baths2 Baths
Building Area1,834 sqft Living Area
Gross Area2,072 sqft Gross Area
1st Floor1,434 sqft 1st Floor
Basement Area400 sqft Basement
Finished Basement400 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area42,078 sqft (0.966 acres)
Parking Spaces2 Parking Spaces
Garage Area528 sqft Garage
Deck Area238 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected

Location & Zoning

Account Number177522
Street Address3927 FOREST SCHOOL RD
CitySMITHSBURG
StateMD
Zip21783-9287
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 4 SECT 1 0.966 AC S/S FORREST SCHOOL RD. FORREST HILL
Legal SubdivisionFORREST HILL
Legal Lot Number4
JurisdictionFREDERICK MD
Minor Civil Division6, CATOCTIN
Census Blockgroup1
Census Block1017
Census Tract752801

Owner

Source: Frederick County records · APN 06-177522

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3927 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9287
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
VELLUM MORTGAGE LLC
Aug 04, 2023Deed, Transfer · Federal Housing Administration (FHA) Mortgage
VELLUM MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2023 · Amount on Record
Deed SaleAug 04, 2023 · Amount on Record
Deed Book / Page16546 / 502
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3927 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9287
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3927 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9287

Mortgage

Document Number0176710228
DateJan 06, 2026
Book Page17671/228
Lender
NameVELLUM MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 04, 2023
Property Address3927 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9287
Document Number0165460502
Book / Page16546 / 502
Map ReferenceMB 9 FO 111
Instrument DateJul 31, 2023
Transaction TypeTransfer
Record UpdatedAug 18, 2023
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,810.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3927 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9287

Mortgage

Document Number0016546508
DateAug 04, 2023
Instrument16546/508
Lender
NameVELLUM MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$349,500 (+33.86%) Land $113,200 Building $236,300$349,500 (+33.86%) Land $113,200 Building $236,300
2025$3,892.00 (+2,529.73%)
2023$148.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$261,100 (+3.84%) Land $98,800 Building $162,300$261,100 (-) Land $98,800 Building $162,300
2022$148.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$251,433$261,100 Land $98,800 Building $162,300

Flood & Wildfire

3927 Forest School Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
36th percentile of exposed land nationally · 74th in Maryland
Wildfire LikelihoodLow — about 1 in 2,500 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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