Frederick County property record for 3951 Forest School Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1990 |
| Lot Size | 2.21 acres (96,703 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,927 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-191118 |
| Primary APN | 06-191118 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 96,703 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 95 sqft |
| Shed | 1 Shed |
| Shed Area | 520 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 191118 |
|---|---|
| Street Address | 3951 FOREST SCHOOL RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 3 SECTION 1 2.228 ACRES ECCARD ACRES |
| Legal Subdivision | ECCARD ACRES SEC 01 |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 6, CATOCTIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 752801 |
3951 Forest School Rd is owned and occupied by two individuals.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3951 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3951 Forest School Rd was $2,927 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,100 Land $127,900 Building $152,200 | $280,100 Land $127,900 Building $152,200 | |
| 2025 | $2,927.00 | ||
| 2023 | $2,544.00 Homeowner's exemption | $204,500 Land $102,900 Building $101,600 | $204,500 Land $102,900 Building $101,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3951 Forest School Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3951 Forest School Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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