Frederick County property record for 3908 Forest School Rd, Smithsburg, MD 21783
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,711 sqft · built 1979 |
| Lot Size | 68.7 acres (2,994,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $820,000 (Jan 2026) |
| Tax Bill | $4,457 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-186750 |
| Primary APN | 06-186750 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,711 sqft Total Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,994,314 sqft (68.7 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 266 sqft |
| Patio Area | 99 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 186750 |
|---|---|
| Old Parcel Number | 6186750 |
| Street Address | 3908 FOREST SCHOOL RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | 68.74 ACRES N/S FORREST SCHOOL RD E/BRANDENBURG HOLLOW RD. |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 6, CATOCTIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 752801 |
Source: Frederick County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3908 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Mar 18, 1996 |
| Deed Document Number | 0017702458 |
| Deed Book / Page | 17702 / 458 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 30, 2026 |
| Property Address | 3908 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9286 |
| Document Number | 0177020458 |
| Book / Page | 17702 / 458 |
| Instrument Date | Oct 24, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3908 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9286 |
| Document Number | 0017702464 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 17702/464 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2055 |
Source: Frederick County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,457.00 (+19.78%) | $357,533 (+15.33%) | $381,300 (+23%) Land $158,800 Building $222,500 |
| 2023 | $3,721.00 | $310,000 Land $133,800 Building $176,200 | $310,000 Land $133,800 Building $176,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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