386 Mount Joy St, Springfield, OH 45505 Property Records

Clark County property record for 386 Mount Joy St, Springfield, OH 45505

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,104 sqft · built 1953
Lot Size0.157 acres (6,852 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (Nov 2022)
Tax Bill$1,468 (2024)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN340-07-00022-208-021

Property Details

APN / Parcel Number

Primary APN340-07-00022-208-021

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area6,852 sqft (0.157 acres)
Lot Dimensions137 ft deep x 50 ft wide
Garage TypeDetached
Garage Area308 sqft
PorchEnclosed Porch
Porch Area508 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address386 MOUNT JOY ST
CitySPRINGFIELD
StateOH
Zip45505-2623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAYNES 3RD ADD ALL; 13792
Legal SubdivisionLAYNES 3RD ADD
Legal Block208
JurisdictionCLARK OH
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2004
Census Tract1400

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address386 MOUNT JOY ST, SPRINGFIELD, OH 45505-2623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2022 · Amount on Record
Deed SaleNov 7, 2022 · Amount on Record
Prior SaleFeb 6, 2009 · Amount on Record
Deed Document Number4856
Deed Book / Page2217 / 4236
Record UpdatedJun 8, 2026

November 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionCLARK OH
Recording DateNov 7, 2022
Property Address386 MOUNT JOY ST, SPRINGFIELD, OH 45505-2623
Document Number0000016561
Book / Page2217 / 4236
Map ReferenceVOL 8 PG 14B
Instrument DateNov 3, 2022
Instrument202200016561
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyTEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 MOUNT JOY ST, SPRINGFIELD, OH 45505-2623
InvestorPossibly a Property Investor

Mortgage

Document Number0000016562
DateNov 7, 2022
Instrument202200016562
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
MunicipalitySpringfield City
Unified School DistrictSpringfield City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$43,400 (+49.81%) Land $5,240 Building $38,160$124,010 (+49.84%) Land $14,980 Building $109,030
2024$1,468.00 (+47.09%)
2023$28,970 Land $4,910 Building $24,060
2022$998.00$82,760 Land $14,020 Building $68,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD CITY PWS
serves 60,680 people · EPA ID OH1204412
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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