3926 Split Rail Rd, Richmond, VA 23223 Property Records

Henrico County property record for 3926 Split Rail Rd, Richmond, VA 23223

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,464 sqft · built 2001
Lot Size	0.48 acres (20,926 sqft)
Owner	Individual Name on File
Last Sale	$131,500 (May 2012)
Tax Bill	$3,175 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`807-727-2606`

Property Details

APN / Parcel Number

Primary APN	`807-727-2606`
Alternative APN	`LE2285502`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,252 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	20,926 sqft (0.48 acres)
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	LE2285502
Street Address	3926 SPLIT RAIL RD
City	RICHMOND
State	VA
Zip	23223-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3AC
Legal Description	0140060000B 0020; STONEY CREEK SC 2 BL B LT 20 8 A1 73
Legal Subdivision	STONEY CREEK
Legal Lot Number	8,20
Jurisdiction	HENRICO VA
Township / Civil Division	VARINA
Census Block Group	1
Census Block	1005
Census Tract	201104

Owner

3926 Split Rail Rd is owned and occupied by an individual who bought it in May 2012.

Source: Henrico County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3926 SPLIT RAIL RD, RICHMOND, VA 23223-2646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2012 · Amount on File
Deed Sale	May 7, 2012 · Amount on File
Prior Sale	Oct 2, 2001 · Amount on File
Deed Book / Page	4987 / 1081
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Recording Date	Apr 13, 2026
Property Address	3926 SPLIT RAIL RD, RICHMOND, VA 23223-2646
Document Number	0000010344
Book / Page	6769 / 66
Instrument Date	Apr 7, 2026
Instrument	202610344
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3926 SPLIT RAIL RD, RICHMOND, VA 23223-2646

Mortgage

Document Number	0000010344,
Date	Apr 13, 2026
Book Page	6769/66
Instrument	202610344

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 7, 2041

Interest

Rate	5.5%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3926 Split Rail Rd was $3,175.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,175.00	$382,600 (+14.04%) Land $70,000 Building $312,600	$382,600 (+14.04%) Land $70,000 Building $312,600
2025		$335,500 Land $60,000 Building $275,500	$335,500 Land $60,000 Building $275,500
2023	$2,562.00	$301,500 Land $55,000 Building $246,500	$301,500 Land $55,000 Building $246,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3926 Split Rail Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3926 Split Rail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20