Henrico County property record for 3925 Split Rail Rd, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,032 sqft · built 2001 |
| Lot Size | 0.457 acres (19,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,000 (Sep 2019) |
| Tax Bill | $3,217 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 807-727-3216 |
| Primary APN | 807-727-3216 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 1,654 sqft |
| Attic | Attic |
| Attic Area | 378 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 19,916 sqft (0.457 acres) |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | BA6489510 |
|---|---|
| Street Address | 3925 SPLIT RAIL RD |
| City | RICHMOND |
| State | VA |
| Zip | 23223-2646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3AC |
| Legal Description | 0140060000B 0021; STONEY CREEK SC 2 BL B LT 21 8 A1 73 |
| Legal Subdivision | STONEY CREEK |
| Legal Lot Number | 8,21 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | VARINA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 201104 |
3925 Split Rail Rd is owned and occupied by an individual who bought it in September 2019.
Source: Henrico County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3925 SPLIT RAIL RD, RICHMOND, VA 23223-2646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 13, 2019 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 6, 2016 | Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on File |
| Deed Sale | Sep 13, 2019 · Amount on File |
| Prior Sale | May 14, 2012 · Amount on File |
| Deed Document Number | 201928373 |
| Deed Book / Page | 5894 / 1471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 3925 SPLIT RAIL RD, RICHMOND, VA 23223-2646 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62471507 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 6247/1507 |
| Instrument | 202100040353 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Sep 13, 2019 |
| Property Address | 3925 SPLIT RAIL RD, RICHMOND, VA 23223-2646 |
| Document Number | 58941471 |
| Book / Page | 5894 / 1471 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 201900028373 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3925 SPLIT RAIL RD, RICHMOND, VA 23223-2646 |
| Document Number | 201900028374 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 201900028374 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 3925 SPLIT RAIL RD, RICHMOND, VA 23223-2646 |
| Document Number | 5575328 |
| Book / Page | 005575 / 000328 |
| Instrument Date | Sep 6, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3925 SPLIT RAIL RD RICHMOND VA 232232646, RICHMOND, VA 23223-2646 |
| Document Number | 5575328 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 005575/000328 |
| Name | LOW VA RATES |
|---|---|
| Address | 384 S 400 W # 100, LINDON, UT 84042-1957 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2047 |
The 2026 property tax bill for 3925 Split Rail Rd was $3,217.
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,217.00 | $387,600 (+14.03%) Land $70,000 Building $317,600 | $387,600 (+14.03%) Land $70,000 Building $317,600 |
| 2025 | $339,900 Land $60,000 Building $279,900 | $339,900 Land $60,000 Building $279,900 | |
| 2023 | $2,595.00 | $305,400 Land $55,000 Building $250,400 | $305,400 Land $55,000 Building $250,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3925 Split Rail Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3925 Split Rail Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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