Henrico County property record for 3914 Split Rail Rd, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,556 sqft · built 2001 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,740 (Sep 2001) |
| Tax Bill | $2,587 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Sep 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 807-726-4790 |
| Primary APN | 807-726-4790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 764 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
|---|---|
| Patio Area | 144 sqft |
| Balcony Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | BR1422538 |
|---|---|
| Street Address | 3914 SPLIT RAIL RD |
| City | RICHMOND |
| State | VA |
| Zip | 23223-2646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3AC |
| Legal Description | 0140060000B 0017; STONEY CREEK SC 2 BL B LT 17 8 A1 73 |
| Legal Subdivision | STONEY CREEK |
| Legal Lot Number | 8,17 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | VARINA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 201104 |
3914 Split Rail Rd is owned and occupied by an individual who bought it in September 2001.
Source: Henrico County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3914 SPLIT RAIL RD, RICHMOND, VA 23223-2646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION |
| Sep 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION |
| Jun 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2001 · Amount on File |
| Deed Sale | Sep 17, 2001 · Amount on File |
| Deed Book / Page | 3149 / 2445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 3914 SPLIT RAIL RD, RICHMOND, VA 23223-2646 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006286269 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 6286/269 |
| Instrument | 202100052556 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 3914 SPLIT RAIL RD, RICHMOND, VA 23223-2646 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006061156 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 6061/156 |
| Instrument | 202000038948 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 3914 SPLIT RAIL RD, RICHMOND, VA 23223-2646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 562793 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 5627/93 |
| Instrument | 201700018947 |
| Name | FIRST GUARANTY MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3914 Split Rail Rd was $2,587.
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,587.00 | $295,000 (+12.9%) Land $70,000 Building $225,000 | $295,000 (+12.9%) Land $70,000 Building $225,000 |
| 2025 | $261,300 Land $60,000 Building $201,300 | $261,300 Land $60,000 Building $201,300 | |
| 2023 | $2,000.00 | $235,400 Land $55,000 Building $180,400 | $235,400 Land $55,000 Building $180,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3914 Split Rail Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3914 Split Rail Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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