3921 Split Rail Rd, Richmond, VA 23223 Property Records

Henrico County property record for 3921 Split Rail Rd, Richmond, VA 23223

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,054 sqft · built 2001
Lot Size0.225 acres (9,823 sqft)
OwnerIndividual Name on File
Last Sale$233,000 (May 2019)
Tax Bill$3,400 (2026)
Deeds & MortgagesMay 2019 Sale & Mortgage
Oct 2018 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN807-727-4417

Property Details

APN / Parcel Number

Primary APN807-727-4417
Alternative APN
  • KT0000089

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,054 sqft Living Area
Gross Area2,222 sqft
1st Floor Area1,072 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area9,823 sqft (0.225 acres)

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area144 sqft
Balcony Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account NumberKT0000089
Street Address3921 SPLIT RAIL RD
CityRICHMOND
StateVA
Zip23223-2646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3AC
Legal Description0140060000B 0022; STONEY CREEK SC 2 BL B LT 22 8 A1 73
Legal SubdivisionSTONEY CREEK
Legal Lot Number8,22
JurisdictionHENRICO VA
Township / Civil DivisionVARINA
Census Block Group1
Census Block1005
Census Tract201104

Owner

3921 Split Rail Rd is owned and occupied by an individual who bought it in May 2019.

Source: Henrico County records, as of June 8, 2026

Owner of RecordIndividual Name on File
Mailing Address3921 SPLIT RAIL RD, RICHMOND, VA 23223-2646
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2019Warranty Deed, Transfer · FHA Mortgage
VILLAGE BANK MORTGAGE CORPORATION
Oct 5, 2018Foreclosure
NOT AVAILABLE
Mar 23, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Mar 23, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2019 · Amount on File
Deed SaleMay 29, 2019 · Amount on File
Prior SaleOct 5, 2018 · Amount on File
Deed Document Number201915061
Deed Book / Page5854 / 1276
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRICO VA
Recording DateMay 29, 2019
Property Address3921 SPLIT RAIL RD, RICHMOND, VA 23223-2646
Document Number58541276
Book / Page5854 / 1276
Instrument DateMay 8, 2019
Instrument201900015061
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3921 SPLIT RAIL RD, RICHMOND, VA 23223-2646

Mortgage

Document Number201900015062
DateMay 29, 2019
Instrument201900015062
Lender
NameVILLAGE BANK MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

October 2018: Foreclosure

Document TypeForeclosure
JurisdictionHENRICO VA
Recording DateOct 5, 2018
Property Address3921 SPLIT RAIL RD, RICHMOND, VA 23223-2646
Document Number5787700
Book / Page005787 / 000700
Instrument DateSep 21, 2018
Instrument31429
Transaction TypeForeclosure
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$152.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3206 OLD COURTHOUSE RD NORTH CHESTERFIELD VA 232361410, NORTH CHESTERFIELD, VA 23236-1410
InvestorPossibly a Property Investor

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address3921 SPLIT RAIL RD, RICHMOND, VA 23223-2646
Document Number5608314
Instrument DateMar 23, 2017
Transaction TypeMortgage
Record UpdatedMay 4, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3921 SPLIT RAIL RD RICHMOND VA 232232646, RICHMOND, VA 23223-2646

Mortgage

Document Number5608314
DateApr 24, 2017
Book Page005608/000314
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 23, 2047

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHENRICO VA
Property Address3921 SPLIT RAIL RD, RICHMOND, VA 23223-2646
Document Number56102484
Instrument DateMar 23, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3921 SPLIT RAIL RD RICHMOND VA 232232646, RICHMOND, VA 23223-2646

Mortgage

Document Number56102484
DateMay 1, 2017
Book Page005610/002484
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3921 Split Rail Rd was $3,400.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,400.00$409,700 (+14.15%) Land $70,000 Building $339,700$409,700 (+14.15%) Land $70,000 Building $339,700
2025$358,900 Land $60,000 Building $298,900$358,900 Land $60,000 Building $298,900
2023$2,740.00$322,400 Land $55,000 Building $267,400$322,400 Land $55,000 Building $267,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3921 Split Rail Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3921 Split Rail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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