3925 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3925 Rambler Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,495 sqft · built 1986
Lot Size	1.09 acres (47,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2025)
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-26-31-4950-0001-1003`

Property Details

APN / Parcel Number

Primary APN	`31-26-31-4950-0001-1003`
Alternative APNs	`263131495000011003` `98639`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,495 sqft Living Area
1st Floor Area	1,495 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,611 sqft (1.09 acres)
Deck Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3925 RAMBLER AVE
City	SAINT CLOUD
State	FL
Zip	34772-7915
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OAR1
Legal Description	S L & I C PB B PG 27 S 317.5 FT OF W 430 FT OF LOT 100 LESS S 305 FT OF W 290 FT AKA TRACT M
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	S L & I C
Legal Tract	M
Legal Block	1003
Legal Lot Number	100
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43205

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3925 RAMBLER AVE, SAINT CLOUD, FL 34772-7915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2025	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Apr 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Apr 8, 2020 · Amount on Record
Deed Document Number	202537740
Deed Book / Page	6760 / 750
Prior Transfer Date	Aug 8, 2011
Prior Transfer Doc	0041640764
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 26, 2025
Property Address	3925 RAMBLER AVE, SAINT CLOUD, FL 34772-7915
Document Number	0067600750
Book / Page	6760 / 750
Map Reference	MB B PG 27
Instrument Date	Mar 19, 2025
Instrument	2025037740
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3925 RAMBLER AVE, SAINT CLOUD, FL 34772-7915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 RAMBLER AVE, SAINT CLOUD, FL 34772-7915

Mortgage

Document Number	0006760752
Date	Mar 26, 2025
Instrument	6760/752

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 8, 2020
Property Address	3925 RAMBLER AVE, SAINT CLOUD, FL 34772-7915
Document Number	0057051651
Book / Page	005705 / 001651
Instrument Date	Apr 1, 2020
Instrument	48577
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 RAMBLER AVE ST CLOUD FL 347727915, ST CLOUD, FL 34772-7915

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,363.00 (+8.87%)	$87,815 (+5.99%)	$141,900 (+13.25%) Land $74,600 Building $67,300
2024	$1,252.00 (+2.79%)
2023	$1,218.00 (+6.94%) Homeowner's exemption	$82,856 (+3%)	$125,300 (+25.8%) Land $58,000 Building $67,300
2022	$1,139.00 Homeowner's exemption	$80,443	$99,600 Land $51,600 Building $48,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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