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3885 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3885 Rambler Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,986 sqft · built 1997
Lot Size1 acres (43,734 sqft)
Owner2 Individual Names on File
Last Sale$217,000 (May 2019)
Tax Bill$2,511 (2025)
Deeds & MortgagesApr 2022 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN98630

Property Details

APN / Parcel Number

Primary APN98630
Alternative APN
  • 312631495000010935

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,986 sqft Heated Area
Gross Area2,295 sqft
1st Floor Area1,986 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2006
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,734 sqft (1 acres)

Exterior Amenities

PorchFinished/Screened Porch
Porch Area309 sqft
Deck Area126 sqft
FenceFence
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number98630
Street Address3885 RAMBLER AVE
CitySAINT CLOUD
StateFL
Zip34772-7583
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionS L & I C PB B PG 27 S 152.5 FT OF N 305 FT OF W 290 FT OF LOT 93
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionSEMINOLE LAND&INV CO
Legal Tract4950
Legal Block1
Legal Lot Number93
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43205

Owner

Source: Osceola County records · APN 98630

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3885 RAMBLER AVE, SAINT CLOUD, FL 34772-7583
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
May 22, 2019Warranty Deed, Transfer · FHA Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Prior SaleSep 15, 2014 · Amount on Record
Deed Document Number2019065628
Deed Book / Page5527 / 2707
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3885 RAMBLER AVE, SAINT CLOUD, FL 34772-7583
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3885 RAMBLER AVE, SAINT CLOUD, FL 34772-7583

Mortgage

Document Number0061982928
DateApr 22, 2022
Book Page6198/2928
Instrument2022063521
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term323 Months
DueMar 01, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 22, 2019
Property Address3885 RAMBLER AVE, SAINT CLOUD, FL 34772-7583
Document Number0055272707
Book / Page005527 / 002707
Instrument DateMay 09, 2019
Instrument65628
Transaction TypeTransfer
Record UpdatedJun 03, 2019
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,519.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3885 RAMBLER AVE ST CLOUD FL 347727583, ST CLOUD, FL 34772-7583

Mortgage

Document Number55272709
DateMay 22, 2019
Book Page005527/002709
Instrument65629
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,511.00 (+8.75%) Homeowner's exemption$170,685 (+5.99%)$256,200 (-0.77%) Land $60,000 Building $196,200
2023$2,309.00 (+4.95%) Homeowner's exemption$161,044 (+3%)$258,200 (+27.25%) Land $50,000 Building $208,200
2022$2,200.00 Homeowner's exemption$156,354$202,900 Land $50,000 Building $152,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 68 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020, other causes
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire LikelihoodAbout 1 in 251 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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