3931 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3931 Rambler Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,715 sqft · built 1989
Lot Size	1 acres (43,734 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2022)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-26-31-4950-0001-1001`

Property Details

APN / Parcel Number

Primary APN	`31-26-31-4950-0001-1001`
Alternative APNs	`263131495000011001` `98638`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,715 sqft Living Area
1st Floor Area	1,715 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,734 sqft (1 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Metal Porch
Porch Area	128 sqft
Shed	1 Shed
Shed Area	130 sqft
Pole Barn	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3931 RAMBLER AVE
City	SAINT CLOUD
State	FL
Zip	34772-7921
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S L & I C PB B PG 27 N 152.5 FT OF S 305 FT OF W 290 FT OF LOT 100 AKA TRACT N
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	S L & I C
Legal Tract	N
Legal Block	1001
Legal Lot Number	100
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43205

Owner

Source: Osceola County records · APN 31-26-31-4950-0001-1001

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3931 RAMBLER AVE, SAINT CLOUD, FL 34772-7921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	2022168902
Deed Book / Page	6318 / 1100
Prior Transfer Date	Jun 10, 2008
Prior Transfer Doc	0038270553
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2022
Property Address	3931 RAMBLER AVE, SAINT CLOUD, FL 34772-7921
Document Number	0063181100
Book / Page	6318 / 1100
Map Reference	MB B PG 27
Instrument Date	Nov 21, 2022
Instrument	2022168902
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3931 RAMBLER AVE, SAINT CLOUD, FL 34772-7921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3931 RAMBLER AVE, SAINT CLOUD, FL 34772-7921

Mortgage

Document Number	0063181102
Date	Nov 22, 2022
Instrument	6318/1102

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 (+6.35%) Homeowner's exemption	$164,742 (+2.84%)	$170,000 (+6.12%) Land $60,000 Building $110,000
2024	$2,284.00 (-0.61%)
2023	$2,298.00 (+146.04%) Homeowner's exemption	$160,200 (+210.44%) Land $50,000 Building $110,200	$160,200 (+23.04%) Land $50,000 Building $110,200
2022	$934.00 Homeowner's exemption	$51,605	$130,200 Land $50,000 Building $80,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 68 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force 60 of 68 on primary residences
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020, other causes
Flood Events	Hurricane Irma (Sep 2017), 2 claims Hurricane Frances (Sep 2004), 3 claims

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	About 1 in 251 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.