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3894 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3894 Rambler Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 720 sqft · built 1974
Lot Size0.887 acres (38,638 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Sep 2025)
Tax Bill$2,272 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Oct 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3126315140000C0380

Property Details

APN / Parcel Number

Primary APN3126315140000C0380
Alternative APN
  • 99020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area720 sqft Heated Area
Gross Area1,320 sqft
1st Floor Area720 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1974
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area38,638 sqft (0.887 acres)
Lot Dimensions252 ft deep x 152 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

Pool House120 sqft
PorchOpen Porch
Porch Area180 sqft
FenceFence
Shed1 Shed
Shed Area288 sqft
Pole Barn800 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number99020
Street Address3894 RAMBLER AVE
CitySAINT CLOUD
StateFL
Zip34772-7930
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionST CLOUD MANOR ACRES PB 1 PG 425 BLK C LOT 38
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR ACRES
Legal Tract5140
Legal BlockC
Legal Lot Number38
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract43205

Owner

Source: Osceola County records · APN 3126315140000C0380

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3894 RAMBLER AVE, SAINT CLOUD, FL 34772-7930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Warranty Deed, Transfer
HARRY T OLSTEIN ETAL
Oct 01, 2019Warranty Deed, Transfer · Conventional with PMI
MISCELLANEOUS GOVT AGCY
Jun 03, 2019Warranty Deed, Transfer
CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC
May 31, 2019Warranty Deed, Transfer
CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleOct 01, 2019 · Amount on Record
Deed Document Number2025112283
Deed Book / Page6847 / 396
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 10, 2025
Property Address3894 RAMBLER AVE, SAINT CLOUD, FL 34772-7930
Document Number0068470396
Book / Page6847 / 396
Map ReferenceMB 1 PG 425
Instrument DateSep 05, 2025
Instrument2025112283
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5372 MAJESTIC ISLAND CIR, SAINT CLOUD, FL 34771-9646

Transferred To (Grantee/Buyer)

NameVerified Name
Address3894 RAMBLER AVE, SAINT CLOUD, FL 34772-7930

Mortgage

Document Number0006847398
DateSep 10, 2025
Instrument6847/398
Lender
NameHARRY T OLSTEIN ETAL
TypePrivate Party
Agreement
AmountAmount Recorded
Term240 Months
DueSep 05, 2045

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 01, 2019
Property Address3894 RAMBLER AVE, SAINT CLOUD, FL 34772-7930
Document Number0055971660
Book / Page005597 / 001660
Instrument DateSep 18, 2019
Instrument125969
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanyCLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$588.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5372 MAJESTIC ISLAND CIR ST CLOUD FL 347719646, ST CLOUD, FL 34771-9646

Mortgage

Document Number55971661
DateOct 01, 2019
Book Page005597/001661
Instrument125970
Lender
NameMISCELLANEOUS GOVT AGCY
AddressPO BOX 420625, KISSIMMEE, FL 34742-0625
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate10%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 03, 2019
Property Address3894 RAMBLER AVE, SAINT CLOUD, FL 34772-7930
Document Number0055332515
Book / Page005533 / 002515
Instrument DateMay 24, 2019
Instrument70711
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyCLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5717 JONES RD ST CLOUD FL 347719574, ST CLOUD, FL 34771-9574

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 31, 2019
Property Address3894 RAMBLER AVE, SAINT CLOUD, FL 34772-7930
Document Number0055331163
Book / Page005533 / 001163
Instrument DateMay 21, 2019
Instrument70387
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyCLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC

Transaction

AmountAmount Recorded
Tax$245.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9070 CONCORD RD ST CLOUD FL 347739253, ST CLOUD, FL 34773-9253

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,272.00 (+10.61%)$130,400 (+8.31%) Land $60,000 Building $70,400$130,400 (+8.31%) Land $60,000 Building $70,400
2024$2,054.00 (+3.06%)$120,400 (-) Land $50,000 Building $70,400$120,400 (-) Land $50,000 Building $70,400
2023$1,993.00 (+18.7%)$120,400 (+44.89%) Land $50,000 Building $70,400$120,400 (+44.89%) Land $50,000 Building $70,400
2022$1,679.00$83,100 Land $32,000 Building $51,100$83,100 Land $32,000 Building $51,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 68 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020, other causes
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 355 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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