Hamilton County property record for 3917 Bear Ln, Cleves, OH 45002 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,276 sqft Living Area |
| Lot Size | 16,335 sqft (0.375 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,200 (2003) |
| Tax Bill | $6,445.00 (2025) |
| Primary APN | 570-0160-0266-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,276 sqft Living Area |
| 1st Floor | 2,276 sqft 1st Floor |
| Basement Area | 2,249 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Lot Area | 16,335 sqft (0.375 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Patio Area | 469 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3917 BEAR LN |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-1413 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NS BEAR LANE 0.375 AC LOT 185 INDIAN WALK SUB PHASE II BLK C |
| Legal Subdivision | INDIAN WALK SUB |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 185 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
Source: Hamilton County records · APN 570-0160-0266-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3917 BEAR LN, CLEVES, OH 45002-1413 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Aug 10, 2018 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2003 · Amount on Record |
| Deed Sale | Oct 06, 2003 · Amount on Record |
| Prior Sale | May 22, 2003 · Amount on Record |
| Deed Doc Number | 18485 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3917 BEAR LN, CLEVES, OH 45002-1413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000142354 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 14552/736 |
| Instrument | 2021-0142354 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3917 BEAR LN, CLEVES, OH 45002-1413 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000070288 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 13729/00397 |
| Instrument | 2018-0070288 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 74 Months |
| Due | Oct 19, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,445.00 (+12.16%) | $118,990 (-) Land $22,610 Building $96,380 | |
| 2024 | $5,746.00 (+3.66%) | $118,990 (-) Land $22,610 Building $96,380 | |
| 2023 | $5,543.00 (+11.44%) | $118,990 (+42.42%) Land $22,610 Building $96,380 | $339,970 (+42.43%) Land $64,600 Building $275,370 |
| 2022 | $4,974.00 Homeowner's exemption | $83,546 Land $18,638 Building $64,908 | |
| 2020 | $238,700 Land $53,250 Building $185,450 |
3917 Bear Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 64th in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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