Hamilton County property record for 3889 Bear Ln, Cleves, OH 45002 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,376 sqft Living Area |
| Lot Size | 14,898 sqft (0.342 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2026) |
| Tax Bill | $7,908.00 (2025) |
Source: Hamilton County records · APN 570-0160-0270-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3889 BEAR LN, CLEVES, OH 45002-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 20, 2024 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK. |
| May 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK. |
| Mar 13, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | Sep 09, 2004 · Amount on Record |
| Deed Doc Number | 202639176 |
| Deed Book / Page | 15669 / 2574 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3889 BEAR LN, CLEVES, OH 45002-1415 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3889 BEAR LN, CLEVES, OH 45002-1415 |
| Investor | Possibly a Property Investor |
| Document Number | 0000041600 |
|---|---|
| Date | Jun 20, 2024 |
| Book Page | 15191/422 |
| Instrument | 2024-0041600 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | HARRISON, OH 45030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 20, 2026 |
| Property Address | 3889 BEAR LN, CLEVES, OH 45002-1415 |
| Document Number | 0000039550 |
| Book / Page | 15670 / 1191 |
| Instrument Date | May 18, 2026 |
| Instrument | 202639550 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 7769 JANDARACRES DR, CINCINNATI, OH 45248-2020 |
| Document Number | 0000039550, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 15670/1191 |
| Instrument | 202639550 |
| Name | FIRST FINANCIAL BANK. |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 19, 2026 |
| Property Address | 3889 BEAR LN, CLEVES, OH 45002-1415 |
| Document Number | 0000039176 |
| Book / Page | 15669 / 2574 |
| Instrument Date | May 18, 2026 |
| Instrument | 202639176 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,000.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3889 BEAR LN, CLEVES, OH 45002-1415 |
| Document Number | 0000039177, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202639177 |
| Name | FIRST FINANCIAL BANK. |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3889 BEAR LN, CLEVES, OH 45002-1415 |
| Document Number | 0000026056 |
| Book / Page | 013380 / 001779 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3889 BEAR LN CLEVES OH 450021415, CLEVES, OH 45002-1415 |
| Document Number | 0000026056 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 013380/001779 |
| Instrument | 26056 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,908.00 (+12.25%) | $146,804 (-) Land $22,610 Building $124,194 | $419,440 (-) Land $64,600 Building $354,840 |
| 2024 | $7,045.00 (+2.92%) | $146,804 (-) Land $22,610 Building $124,194 | |
| 2023 | $6,845.00 (+12.31%) | $146,804 (+43.53%) Land $22,610 Building $124,194 | $419,440 (+43.53%) Land $64,600 Building $354,840 |
| 2022 | $6,095.00 Homeowner's exemption | $102,281 Land $18,638 Building $83,643 | |
| 2020 | $292,230 Land $53,250 Building $238,980 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 570-0160-0270-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 3,376 sqft Living Area |
| Gross Area | 5,508 sqft Gross Area |
| 1st Floor | 1,598 sqft 1st Floor |
| 2nd Floor | 1,778 sqft 2nd Floor |
| Basement Area | 1,582 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 14,898 sqft (0.342 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 550 sqft Garage |
| Patio Area | 656 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 3889 BEAR LN |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-1415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEAR LN 0.342 AC LOT 188-A INDIAN WALK SUBPHASE II BLK B SECTION I |
| Legal Subdivision | INDIAN WALK SUBPHASE II |
| Legal Block | B |
| Legal Lot Number | 188-A |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
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