Hamilton County property record for 3876 Bear Ln, Cleves, OH 45002 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,248 sqft Living Area |
| Lot Size | 14,723 sqft (0.338 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2026) |
| Tax Bill | $6,410.00 (2025) |
| Primary APN | 570-0160-0276-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,248 sqft Living Area |
| Gross Area | 4,987 sqft Gross Area |
| 1st Floor | 2,248 sqft 1st Floor |
| Basement Area | 2,210 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Lot Area | 14,723 sqft (0.338 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 529 sqft Garage |
| Patio Area | 367 sqft Patio |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 3876 BEAR LN |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-1414 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEAR LN 0.338 AC LOT 229-A INDIAN WALK SUBPHASE II BLK B SECTION I |
| Legal Subdivision | INDIAN WALK SUBPHASE II |
| Legal Block | B |
| Legal Lot Number | 229-A |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
Source: Hamilton County records · APN 570-0160-0276-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3876 BEAR LN, CLEVES, OH 45002-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SCHUMACHER MORTGAGE LLC |
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit FCN BANK NA |
| May 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION |
| Jul 17, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Mar 07, 2005 · Amount on Record |
| Deed Doc Number | 202639528 |
| Deed Book / Page | 15670 / 1105 |
| Prior Transfer Date | Nov 06, 2007 |
| Prior Transfer Doc | 0000163335 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3876 BEAR LN, CLEVES, OH 45002-1414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3876 BEAR LN, CLEVES, OH 45002-1414 |
| Document Number | 0000024108 |
|---|---|
| Date | Apr 04, 2025 |
| Book Page | 15388/1727 |
| Instrument | 2025-0024108 |
| Name | SCHUMACHER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CANTON, OH 44708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3876 BEAR LN, CLEVES, OH 45002-1414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000086815 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 14749/1978 |
| Instrument | 2022-0086815 |
| Name | FCN BANK NA |
|---|---|
| Type | Bank |
| Address | BROOKVILLE, IN 47012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 07, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 20, 2026 |
| Property Address | 3876 BEAR LN, CLEVES, OH 45002-1414 |
| Document Number | 0000039528 |
| Book / Page | 15670 / 1105 |
| Instrument Date | May 18, 2026 |
| Instrument | 202639528 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92,920.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3876 BEAR LN, CLEVES, OH 45002-1414 |
| Document Number | 0000039529, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202639529 |
| Name | KEMBA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3876 BEAR LN, CLEVES, OH 45002-1414 |
| Document Number | 0000066695 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3876 BEAR LN CLEVES OH 450021414, CLEVES, OH 45002-1414 |
| Document Number | 0000066695 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 013721/003207 |
| Instrument | 66695 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,410.00 (+12.14%) | $118,185 (-) Land $22,610 Building $95,575 | $337,670 (-) Land $64,600 Building $273,070 |
| 2024 | $5,716.00 (+3.68%) | $118,185 (-) Land $22,610 Building $95,575 | |
| 2023 | $5,513.00 (+8.65%) | $118,185 (+42.39%) Land $22,610 Building $95,575 | $337,670 (+42.39%) Land $64,600 Building $273,070 |
| 2022 | $5,074.00 Homeowner's exemption | $83,003 Land $18,638 Building $64,365 | |
| 2020 | $237,150 Land $53,250 Building $183,900 |
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