3924 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3924 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,979 sqft · built 2018
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$256,400 (Jul 2018)
Tax Bill	$3,571 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-30-0965-0001-0740`

Property Details

APN / Parcel Number

Primary APN	`35-26-30-0965-0001-0740`
Alternative APN	`263035096500010740`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,979 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	1,979 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3924 CABO ROJO DR
City	SAINT CLOUD
State	FL
Zip	34772-8374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 74
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 2
Legal Phase	2
Legal Block	740
Legal Lot Number	74
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2020
Census Tract	43304

Owner

Source: Osceola County records · APN 35-26-30-0965-0001-0740

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3924 CABO ROJO DR, SAINT CLOUD, FL 34772-8374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2023	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 02, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jul 13, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Prior Sale	Jan 01, 2017 · Amount on Record
Deed Document Number	2018107954
Deed Book / Page	5367 / 702
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3924 CABO ROJO DR, SAINT CLOUD, FL 34772-8374
Transaction Type	Mortgage
Record Updated	Mar 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 CABO ROJO DR, SAINT CLOUD, FL 34772-8374

Mortgage

Document Number	0063551087
Date	Feb 07, 2023
Book Page	6355/1087
Instrument	2023015399

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3924 CABO ROJO DR, SAINT CLOUD, FL 34772-8374
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 CABO ROJO DR, SAINT CLOUD, FL 34772-8374

Mortgage

Document Number	0059012547
Date	Mar 02, 2021
Book Page	5901/2547
Instrument	2021030197

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3924 CABO ROJO DR, SAINT CLOUD, FL 34772-8374
Document Number	0056002183
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3924 CABO ROJO DR ST CLOUD FL 347728374, ST CLOUD, FL 34772-8374

Mortgage

Document Number	0056002183
Date	Oct 04, 2019
Book Page	005600/002183
Instrument	128468

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 13, 2018
Property Address	3924 CABO ROJO DR, SAINT CLOUD, FL 34772-8374
Document Number	0053670702
Book / Page	005367 / 000702
Instrument Date	Jul 12, 2018
Instrument	107954
Transaction Type	Transfer
Record Updated	Aug 03, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,794.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3924 CABO ROJO DR ST CLOUD FL 347728374, ST CLOUD, FL 34772-8374

Mortgage

Document Number	53670704
Date	Jul 13, 2018
Book Page	005367/000704
Instrument	107955

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,571.00 (+6.28%) Homeowner's exemption	$242,423 (+5.99%)	$343,300 (+3.65%) Land $70,000 Building $273,300
2023	$3,360.00 (+3.64%) Homeowner's exemption	$228,730 (+3%)	$331,200 (+10.14%) Land $65,000 Building $266,200
2022	$3,242.00 Homeowner's exemption	$222,068	$300,700 Land $60,000 Building $240,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

3924 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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