Osceola County property record for 3916 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,859 sqft · built 2018 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Oct 2021) |
| Tax Bill | $4,987 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 352630096500010780 |
| Primary APN | 352630096500010780 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,859 sqft Heated Area |
| Gross Area | 2,487 sqft Gross Area |
| 1st Floor Area | 1,859 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished |
| Garage Area | 438 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 120 sqft Patio |
| Porch | Open Porch |
| Porch Area | 190 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3916 CABO ROJO DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 78 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | WHALEYS CREEK PH 1 2 & 3 |
| Legal Phase | 2 |
| Legal Tract | 965 |
| Legal Lot Number | 78 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 43304 |
Source: Osceola County records · APN 352630096500010780
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3916 CABO ROJO DR, SAINT CLOUD, FL 34772-8374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jul 17, 2018 | Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2021 · Amount on Record |
| Deed Sale | Oct 11, 2021 · Amount on Record |
| Prior Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 2021157934 |
| Deed Book / Page | 6062 / 2585 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 11, 2021 |
| Property Address | 3916 CABO ROJO DR, SAINT CLOUD, FL 34772-8374 |
| Document Number | 0060622585 |
| Book / Page | 6062 / 2585 |
| Map Reference | MB 25 PG 95 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021157934 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | A Z TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3916 CABO ROJO DR, 3916, SAINT CLOUD, FL 34772-8374 |
| Name | Verified Name |
|---|---|
| Address | 15186 HARRINTON COVE DRIVE, ORLANDO, FL 32824-4457 |
| Document Number | 60622588 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 6062/2588 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 17, 2018 |
| Property Address | 3916 CABO ROJO DR, SAINT CLOUD, FL 34772-8374 |
| Document Number | 0053681903 |
| Book / Page | 5368 / 1903 |
| Map Reference | MB25 PG95 |
| Instrument Date | Jul 03, 2018 |
| Instrument | 2018109130 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,764.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 3916 ROJO DR ST, SAINT CLOUD, FL 34772 |
| Document Number | 2018109131 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 2018109131 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,987.00 (+6.02%) Homeowner's exemption | $321,495 (+5.99%) | $335,700 (+3.61%) Land $70,000 Building $265,700 |
| 2023 | $4,704.00 (+3.43%) Homeowner's exemption | $303,335 (+3%) | $324,000 (+10.02%) Land $65,000 Building $259,000 |
| 2022 | $4,548.00 Homeowner's exemption | $294,500 Land $60,000 Building $234,500 | $294,500 Land $60,000 Building $234,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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