3920 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3920 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,979 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$264,400 (Jul 2018)
Tax Bill$3,632 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-26-30-0965-0001-0760

Property Details

APN / Parcel Number

Primary APN35-26-30-0965-0001-0760
Alternative APN
  • 263035096500010760

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,979 sqft Living Area
Gross Area2,887 sqft
1st Floor Area1,979 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area438 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area470 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3920 CABO ROJO DR
CitySAINT CLOUD
StateFL
Zip34772-8374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 76
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 2
Legal Phase2
Legal Block760
Legal Lot Number76
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2020
Census Tract43304

Owner

Source: Osceola County records · APN 35-26-30-0965-0001-0760

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3920 CABO ROJO DR, SAINT CLOUD, FL 34772-8374
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2018 · Amount on Record
Deed SaleJul 25, 2018 · Amount on Record
Prior SaleJan 01, 2017 · Amount on Record
Deed Document Number2018113932
Deed Book / Page5373 / 1642
Record UpdatedSep 20, 2026

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 25, 2018
Property Address3920 CABO ROJO DR, SAINT CLOUD, FL 34772-8374
Document Number0053731642
Book / Page5373 / 1642
Map ReferenceMB25 PG95
Instrument DateJul 19, 2018
Instrument2018113932
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,850.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3920 CABO ROJO DR, SAINT CLOUD, FL 34772-8374

Mortgage

Document Number2018113936
DateJul 25, 2018
Instrument2018113936
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,632.00 (+6.29%) Homeowner's exemption$245,796 (+5.99%)$348,300 (+3.63%) Land $70,000 Building $278,300
2023$3,417.00 (+3.61%) Homeowner's exemption$231,912 (+3%)$336,100 (+10.12%) Land $65,000 Building $271,100
2022$3,298.00 Homeowner's exemption$225,158$305,200 Land $60,000 Building $245,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 322 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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