3913 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3913 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	1,979 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$249,595 (2018)
Tax Bill	$3,632.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`352630096500011570`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,979 sqft Heated Area
Gross Area	2,887 sqft Gross Area
1st Floor Area	1,979 sqft 1st Floor
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished
Garage Area	438 sqft Garage
Porch	Open Porch
Porch Area	470 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3913 CABO ROJO DR
City	SAINT CLOUD
State	FL
Zip	34772-8375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 157
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 1 2 & 3
Legal Phase	2
Legal Tract	965
Legal Lot Number	157
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	43304

Owner

Source: Osceola County records · APN 352630096500011570

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3913 CABO ROJO DR, SAINT CLOUD, FL 34772-8375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2018 · Amount on Record
Deed Sale	Apr 02, 2018 · Amount on Record
Deed Document Number	2018050914
Deed Book / Page	5309 / 1995
Record Updated	Jun 08, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 02, 2018
Property Address	3913 CABO ROJO DR, SAINT CLOUD, FL 34772-8375
Document Number	0053091995
Book / Page	005309 / 001995
Instrument Date	Mar 29, 2018
Instrument	50914
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,747.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3913 CABO ROJO DR ST CLOUD FL 347728375, ST CLOUD, FL 34772-8375

Mortgage

Document Number	53091997
Date	Apr 02, 2018
Book Page	005309/001997
Instrument	50915

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,632.00 (+6.29%) Homeowner's exemption	$245,796 (+5.99%)	$348,300 (+3.63%) Land $70,000 Building $278,300
2023	$3,417.00 (+3.61%) Homeowner's exemption	$231,912 (+3%)	$336,100 (+10.12%) Land $65,000 Building $271,100
2022	$3,298.00 Homeowner's exemption	$225,158	$305,200 Land $60,000 Building $245,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.