3923 del Rio Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3923 del Rio Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,502 sqft · built 1983
Lot Size	0.237 acres (10,326 sqft)
Owner	Individual Name on Record
Last Sale	$178,500 (Jul 2017)
Tax Bill	$1,630 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`093.006.04001020`

Property Details

APN / Parcel Number

Primary APN	`093.006.04001020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,502 sqft
Basement Area	264 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	10,326 sqft (0.237 acres)
Garage Type	Attached
Garage Area	528 sqft
Patio Area	293 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3923 DEL RIO DR
City	ARNOLD
State	MO
Zip	63010-4175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SIERRA MADRA ESTS 1 AMENDED LOT 26
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	SIERRA MADRA ESTS 1
Legal Block	2
Legal Lot Number	26
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2007
Census Tract	700117

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Beneficiary Deed, Transfer
Oct 7, 2025	Intrafamily Transfer, Transfer
Sep 17, 2025	Beneficiary Deed, Transfer
Sep 17, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 5, 2025	Beneficiary Deed, Transfer
Oct 9, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Jul 7, 2017	Warranty Deed, Transfer MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Oct 23, 2012 · Amount on Record
Deed Document Number	201720904
Last Transfer Date	Oct 2, 2025
Transfer Doc	0000025760
Record Updated	Oct 29, 2026

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 7, 2025
Property Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	0000025760
Map Reference	MB 61 PG 23
Instrument Date	Oct 2, 2025
Instrument	2025R-025760
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Oct 7, 2025
Property Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	0000025759
Map Reference	MB 81 PG 23
Instrument Date	Oct 2, 2025
Instrument	2025R-025759
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 17, 2025
Property Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	0000023698
Map Reference	MB 81 PG 23
Instrument Date	Sep 15, 2025
Instrument	2025R-023698
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1458 STONERIDGE CT, BARNHART, MO 63012-2023

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 17, 2025
Property Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	0000023697
Map Reference	MB 81 PG 23
Instrument Date	Sep 15, 2025
Instrument	2025R-023697
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 5, 2025
Property Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	0000022563
Map Reference	MB 81 PG 23
Instrument Date	Sep 4, 2025
Instrument	2025R-022563
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	0000039083
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3923 DEL RIO DR ARNOLD MO 630104175, ARNOLD, MO 63010-4175

Mortgage

Document Number	0000039083
Date	Oct 16, 2020
Instrument	39083

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 7, 2017
Property Address	3923 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	0000020904
Instrument Date	Jul 5, 2017
Instrument	20904
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3923 DEL RIO DR ARNOLD MO 630104175, ARNOLD, MO 63010-4175

Mortgage

Document Number	20905
Date	Jul 7, 2017
Instrument	20905

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,600 (-) Land $1,900 Building $21,700	$124,400 (-) Land $10,200 Building $114,200
2025	$1,630.00 (+3.89%)	$23,600 (+7.27%) Land $1,900 Building $21,700	$124,400 (-) Land $10,200 Building $114,200
2024	$1,569.00 (+0.58%)	$22,000 (-) Land $1,900 Building $20,100	$124,400 (+7.24%) Land $10,200 Building $114,200
2023	$1,560.00	$22,000 Land $1,900 Building $20,100	$116,000 Land $10,200 Building $105,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2015–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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