3903 del Rio Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3903 del Rio Dr, Arnold, MO 63010

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 1987
Lot Size0.208 acres (9,039 sqft)
Owner2 Individual Names on Record
Last Sale$138,900 (Aug 2004)
Tax Bill$1,838 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN09-3.0-06.0-4-001-020.04

Property Details

APN / Parcel Number

Primary APN09-3.0-06.0-4-001-020.04

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area1,800 sqft
1st Floor Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area9,039 sqft (0.208 acres)
Lot Dimensions240 ft deep x 170 ft wide
Garage TypeAttached
Garage Area400 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area96 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3903 DEL RIO DR
CityARNOLD
StateMO
Zip63010-4175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR07
Legal DescriptionSIERRA MADRA ESTS 1 LOT 21
Legal Range6E
Legal Township42N
Legal Section06
Legal SubdivisionSIERRA MADRA ESTS 1
Legal Block2
Legal Lot Number21
JurisdictionJEFFERSON MO
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2007
Census Tract700117

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3903 DEL RIO DR, ARNOLD, MO 63010-4175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2004 · Amount on Record
Deed SaleAug 23, 2004 · Amount on Record
Deed Document Number200448956
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3903 DEL RIO DR, ARNOLD, MO 63010-4175
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 DEL RIO DR, ARNOLD, MO 63010-4175

Mortgage

Document Number0000022621
DateJul 8, 2022
Instrument2022R-022621
Lender
NameTOGETHER CU
TypeCredit Union
AddressSAINT LOUIS, MO 63118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,600 (-) Land $1,900 Building $24,700$140,000 (-) Land $10,200 Building $129,800
2025$1,838.00 (+5.57%)$26,600 (+9.02%) Land $1,900 Building $24,700$140,000 (-) Land $10,200 Building $129,800
2024$1,741.00 (+0.58%)$140,000 (+8.86%) Land $10,200 Building $129,800
2023$1,731.00$24,400 Land $1,900 Building $22,500$128,600 Land $10,200 Building $118,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2015–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON CO CONS PWSD C 1
serves 37,000 people · EPA ID MO6024295
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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