3911 del Rio Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3911 del Rio Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,496 sqft · built 1984
Lot Size	0.216 acres (9,422 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-06.0-4-001-020.01`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-06.0-4-001-020.01`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,496 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	9,422 sqft (0.216 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	532 sqft
Porch	Stoop
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3911 DEL RIO DR
City	ARNOLD
State	MO
Zip	63010-4175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SIERRA MADRA ESTS 1 LOT 23
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	SIERRA MADRA ESTS 1
Legal Block	2
Legal Lot Number	23
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2007
Census Tract	700117

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3911 DEL RIO DR, ARNOLD, MO 63010-4175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2016
Deed Sale	Sep 2, 2016
Prior Sale	Jun 12, 2001 · Amount on Record
Deed Document Number	201627408
Prior Transfer Date	Aug 29, 2016
Prior Transfer Doc	0000027408
Record Updated	Oct 29, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	3911 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	0000013590
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3911 DEL RIO DR ARNOLD MO 630104175, ARNOLD, MO 63010-4175

Mortgage

Document Number	0000013590
Date	May 5, 2017
Instrument	13590

Lender

Name	COMMERCE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,100 (-) Land $1,900 Building $22,200	$127,100 (-) Land $10,200 Building $116,900
2025	$1,585.00 (-0.38%)	$24,100 (+8.07%) Land $1,900 Building $22,200	$127,100 (-) Land $10,200 Building $116,900
2024	$1,591.00 (+0.57%)		$127,100 (+8.08%) Land $10,200 Building $116,900
2023	$1,582.00 (+0.13%)	$22,300 (-) Land $1,900 Building $20,400	$117,600 (-) Land $10,200 Building $107,400
2022	$1,580.00	$22,300 Land $1,900 Building $20,400
2021			$117,600 Land $10,200 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2015–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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