3915 del Rio Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3915 del Rio Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,190 sqft · built 1983
Lot Size	0.223 acres (9,693 sqft)
Owner	2 Individual Names on File
Last Sale	$276,700 (Nov 2021)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-06.0-4-001-020.02`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-06.0-4-001-020.02`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	1,190 sqft
Basement Area	228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,693 sqft (0.223 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	380 sqft
Porch	Open Frame Porch
Porch Area	78 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3915 DEL RIO DR
City	ARNOLD
State	MO
Zip	63010-4175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SIERRA MADRA ESTS 1 LOT 24
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	SIERRA MADRA ESTS 1
Legal Block	2
Legal Lot Number	24
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2007
Census Tract	700117

Owner

3915 del Rio Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3915 DEL RIO DR, ARNOLD, MO 63010-4175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 1, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Mar 23, 2017	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	Mar 1, 2019 · Amount on File
Deed Document Number	202149980
Prior Transfer Date	Apr 21, 2010
Prior Transfer Doc	0000013408
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 17, 2021
Property Address	3915 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	2021R049980
Map Reference	MB 73 PG 10
Instrument Date	Nov 15, 2021
Instrument	2021R-049980
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 RICHARDSON RD APT 304, 1777, ARNOLD, MO 63010-6020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3915 DEL RIO DR, ARNOLD, MO 63010-4175

Mortgage

Document Number	2021R049981
Date	Nov 17, 2021
Instrument	2021R-049981

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 1, 2019
Property Address	3915 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	0000005511
Instrument Date	Feb 27, 2019
Instrument	5511
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3844 TREEBROOK DR IMPERIAL MO 630521185, IMPERIAL, MO 63052-1185

Mortgage

Document Number	5512
Date	Mar 1, 2019
Instrument	5512

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 23, 2017
Property Address	3915 DEL RIO DR, ARNOLD, MO 63010-4175
Document Number	0000008678
Instrument Date	Mar 22, 2017
Instrument	8678
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3915 DEL RIO DR ARNOLD MO 630104175, ARNOLD, MO 63010-4175

Mortgage

Document Number	8679
Date	Mar 23, 2017
Instrument	8679

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3915 del Rio Dr was $1,803, up 5.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,100 (-) Land $1,900 Building $24,200	$137,600 (-) Land $10,200 Building $127,400
2025	$1,803.00 (+5.32%)	$26,100 Land $1,900 Building $24,200	$137,600 (-) Land $10,200 Building $127,400
2024	$1,712.00 (+0.59%)		$137,600 (+8.86%) Land $10,200 Building $127,400
2023	$1,702.00	$24,000 Land $1,900 Building $22,100	$126,400 Land $10,200 Building $116,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3915 del Rio Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2015–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3915 del Rio Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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