3910 Elm Ave, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3910 Elm Ave, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,905 sqft · built 1950
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on Record
Last Sale	$93,300 (Nov 1999)
Tax Bill	$5,427 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602-0002-0125-00`

Property Details

APN / Parcel Number

Primary APN	`602-0002-0125-00`
Alternative APN	`0010578`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,385 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	1,287 sqft
Attic	Attic
Attic Area	618 sqft
Basement Area	1,287 sqft
Finished Basement	480 sqft
Unfinished Basement	807 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3910 ELM AVE
City	CINCINNATI
State	OH
Zip	45236-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3910-12 ELM AVE 75 X 137.50 LOT 201-202-203 HAINES-CRESAP PARS 125- 126-127 CONS
Legal Subdivision	HAINES & CRESAP
Legal Lot Number	201-2
Jurisdiction	HAMILTON OH
Township / Civil Division	SILVERTON
Census Block Group	4
Census Block	4010
Census Tract	23800

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3910 ELM AVE, CINCINNATI, OH 45236-3908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 1999 · Amount on Record
Deed Sale	Nov 3, 1999 · Amount on Record
Prior Sale	Sep 8, 1994
Deed Document Number	1999218106
Deed Book / Page	8111 / 9496
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 16, 2026
Property Address	3910 ELM AVE, CINCINNATI, OH 45236-3908
Document Number	0000076401
Book / Page	15751 / 186
Instrument Date	Sep 10, 2026
Instrument	202676401
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 ELM AVE, CINCINNATI, OH 45236-3908

Mortgage

Document Number	0000076401,
Date	Sep 16, 2026
Book Page	15751/186
Instrument	202676401

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Silverton Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,427.00 (+9.11%)	$86,958 (-) Land $12,807 Building $74,151	$248,450 (-) Land $36,590 Building $211,860
2024	$4,974.00 (-2.13%)	$86,958 (-) Land $12,807 Building $74,151
2023	$5,082.00 (+11.96%)	$86,958 (+32.22%) Land $12,807 Building $74,151	$248,450 (+32.22%) Land $36,590 Building $211,860
2022	$4,539.00 Homeowner's exemption	$65,766 Land $10,784 Building $54,982
2020			$187,900 Land $30,810 Building $157,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20