3868 E State Rd 28, Frankfort, IN 46041 Property Records

Clinton County property record for 3868 E State Rd 28, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1956
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Jan 2006)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-11-08-278-004.000-001`

Property Details

APN / Parcel Number

Primary APN	`12-11-08-278-004.000-001`
Alternative APNs	`00222509303` `00155016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	210 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	992 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00222509303
Street Address	3868 E STATE ROAD 28
City	FRANKFORT
State	IN
Zip	46041-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	001-04002-00 PT S NE 8-21-2E TRACT 4 OF SURVEY NO 1 .43A 467A-1-D
Legal Tract	4
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4038
Census Tract	950200

Owner

3868 E State Rd 28 is owned and occupied by an individual who bought it in January 2006.

Source: Clinton County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3868 E STATE ROAD 28, FRANKFORT, IN 46041-8885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2006 · Amount on File
Deed Sale	Jan 13, 2006 · Amount on File
Prior Sale	Jul 21, 2003 · Amount on File
Deed Document Number	2006/0185
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	3868 E STATE ROAD 28, FRANKFORT, IN 46041-8885
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020204808
Date	Nov 18, 2020
Instrument	20204808

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	3868 E STATE ROAD 28, FRANKFORT, IN 46041-8885
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020193661
Date	Oct 7, 2019
Instrument	2019-3661

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3868 E State Rd 28 was $1,511 with a homeowner's exemption, up 38.6% from the year before.

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,511.00 (+38.62%) Homeowner's exemption	$177,200 Land $15,600 Building $161,600	$177,200 Land $15,600 Building $161,600
2024	$1,090.00 (+2.73%)
2023	$1,061.00 (+17.24%)	$139,100 (-) Land $15,600 Building $123,500	$139,100 (-) Land $15,600 Building $123,500
2022	$905.00	$139,100 Land $15,600 Building $123,500	$139,100 Land $15,600 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3868 E State Rd 28 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Most Recent Claim	Aug 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3868 E State Rd 28 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
FiberHawk Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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