3921 Sedge St, Zion, IL 60099 Property Records

Lake County property record for 3921 Sedge St, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,952 sqft · built 2006
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (May 2019)
Tax Bill	$10,161 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-18-107-004`

Property Details

APN / Parcel Number

Primary APN	`04-18-107-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,952 sqft Living Area
Gross Area	3,312 sqft
1st Floor Area	1,296 sqft
2nd Floor Area	1,656 sqft
Upper Floors Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	124 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3921 SEDGE ST
City	ZION
State	IL
Zip	60099-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE CROSSING SUB; LOT 98
Legal Subdivision	STONEBRIDGE CROSSING SUB
Legal Lot Number	98
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2013
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3921 SEDGE ST, ZION, IL 60099-9503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Apr 6, 2011 · Amount on Record
Deed Document Number	20197565617
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 31, 2019
Property Address	3921 SEDGE ST, ZION, IL 60099-9503
Document Number	0007565617
Map Reference	DOC 5785218
Instrument Date	May 20, 2019
Instrument	7565617
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3921 SEDGE ST, ZION, IL 60099-9503

Mortgage

Document Number	0007565618
Date	May 31, 2019
Instrument	7565618

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,517 (+23.32%) Land $17,376 Building $86,141	$310,582 (+23.32%) Land $52,133 Building $258,449
2024	$10,161.00 (+5.82%)
2023	$9,602.00 (+1.37%)	$83,943 (+5.46%) Land $14,091 Building $69,852	$251,854 (+5.46%) Land $42,277 Building $209,577
2022	$9,472.00	$79,598 Land $11,588 Building $68,010	$238,817 Land $34,767 Building $204,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20