Lake County property record for 3923 Sedge St, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,675 sqft · built 2006 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $244,000 (Apr 2021) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-107-003 |
| Primary APN | 04-18-107-003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,675 sqft Living Area |
| Gross Area | 5,933 sqft |
| 1st Floor Area | 1,617 sqft |
| 2nd Floor Area | 2,058 sqft |
| Upper Floors Area | 2,058 sqft |
| Basement Area | 1,617 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Fiberglass |
| Lot Area | 8,050 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 641 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3923 SEDGE ST |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE CROSSING SUB; LOT 97 |
| Legal Subdivision | STONEBRIDGE CROSSING SUB |
| Legal Lot Number | 97 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 860106 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3923 SEDGE ST, ZION, IL 60099-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Apr 14, 2021 | Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on Record |
| Deed Sale | Apr 14, 2021 · Amount on Record |
| Prior Sale | Oct 3, 2006 · Amount on Record |
| Deed Document Number | 20217775996 |
| Prior Transfer Date | Jan 28, 2015 |
| Prior Transfer Doc | 0007166830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 3923 SEDGE ST, ZION, IL 60099-9503 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007899689 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 7899689 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 14, 2021 |
| Property Address | 3923 SEDGE ST, ZION, IL 60099-9503 |
| Document Number | 0007775996 |
| Map Reference | DOC 5938917 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 7775996 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | PRECISION TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3923 SEDGE ST, ZION, IL 60099-9503 |
| Document Number | 0007775997 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 7775997 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $130,725 (+23.32%) Land $17,376 Building $113,349 | $392,214 (+23.32%) Land $52,133 Building $340,081 |
| 2023 | $106,005 Land $14,091 Building $91,914 | $318,047 Land $42,277 Building $275,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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