3917 Sedge St, Zion, IL 60099 Property Records

Lake County property record for 3917 Sedge St, Zion, IL 60099

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,543 sqft · built 2006
Lot Size0.185 acres (8,050 sqft)
Owner2 Individual Names on Record
Last Sale$173,000 (Mar 2021)
Deeds & MortgagesApr 2023 Transfer
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-18-107-006

Property Details

APN / Parcel Number

Primary APN04-18-107-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,543 sqft Living Area
Gross Area4,116 sqft
1st Floor Area1,485 sqft
2nd Floor Area2,058 sqft
Upper Floors Area2,058 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialFiberglass
Lot Area8,050 sqft (0.185 acres)
Garage TypeAttached
Garage Area573 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3917 SEDGE ST
CityZION
StateIL
Zip60099-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBRIDGE CROSSING SUB; LOT 100
Legal SubdivisionSTONEBRIDGE CROSSING SUB
Legal Lot Number100
JurisdictionLAKE IL
Township / Civil DivisionZION
Census Block Group2
Census Block2013
Census Tract860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3917 SEDGE ST, ZION, IL 60099-9503
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Intrafamily Transfer, Transfer
Mar 16, 2021Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Prior SaleFeb 15, 2007 · Amount on Record
Deed Document Number20217763062
Last Transfer DateApr 17, 2023
Transfer Doc0007968483
Record UpdatedJun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateApr 17, 2023
Property Address3917 SEDGE ST, ZION, IL 60099-9503
Document Number0007968483
Map ReferenceDOC 5785218
Instrument DateApr 17, 2023
Instrument7968483
Transaction TypeTransfer
Record UpdatedApr 26, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3917 SEDGE ST, ZION, IL 60099-9503

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMar 16, 2021
Property Address3917 SEDGE ST, ZION, IL 60099-9503
Document Number0007763062
Map ReferenceDOC 5785218
Instrument DateJan 5, 2021
Instrument7763062
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$173.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3917 SEDGE ST, ZION, IL 60099-9503

Mortgage

Document Number0007763063
DateMar 16, 2021
Instrument7763063
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionZion Township
MunicipalityZion City
Elementary School DistrictBeach Park Community Consolidated School District 3 (PK - 08)
Secondary School DistrictZion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$116,190 (+23.32%) Land $17,376 Building $98,814$348,605 (+23.32%) Land $52,133 Building $296,472
2023$94,219 Land $14,091 Building $80,128$282,685 Land $42,277 Building $240,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemZION
serves 24,442 people · EPA ID IL0972000
Water SourcePurchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State InspectionAug 2025
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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