Lake County property record for 3920 Sedge St, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,200 sqft · built 2006 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Jan 2014) |
| Tax Bill | $12,534 (2024) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-106-020 |
| Primary APN | 04-18-106-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| Gross Area | 5,000 sqft |
| 1st Floor Area | 1,400 sqft |
| 2nd Floor Area | 1,800 sqft |
| Upper Floors Area | 1,800 sqft |
| Basement Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Fiberglass |
| Lot Area | 8,050 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3920 SEDGE ST |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE CROSSING SUB; LOT 91 |
| Legal Subdivision | STONEBRIDGE CROSSING SUB |
| Legal Lot Number | 91 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 860106 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3920 SEDGE ST, ZION, IL 60099-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2014 · Amount on Record |
| Deed Sale | Jan 30, 2014 · Amount on Record |
| Prior Sale | Oct 2, 2013 |
| Deed Document Number | 20147073895 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 3920 SEDGE ST, ZION, IL 60099-9503 |
| Document Number | 0007614097 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3920 SEDGE ST ZION IL 600999503, ZION, IL 60099-9503 |
| Document Number | 0007614097 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 7614097 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031-1811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 3, 2029 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,840 (+23.32%) Land $17,376 Building $99,464 | $350,555 (+23.32%) Land $52,133 Building $298,422 | |
| 2024 | $12,534.00 (+6.82%) | ||
| 2023 | $11,734.00 (+0.89%) | $94,746 (+5.35%) Land $14,091 Building $80,655 | $284,266 (+5.35%) Land $42,277 Building $241,989 |
| 2022 | $11,631.00 | $89,938 Land $11,588 Building $78,350 | $269,841 Land $34,767 Building $235,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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