3921 Loreto Way, Sacramento, CA 95821 Property Records

Sacramento County property record for 3921 Loreto Way, Sacramento, CA 95821

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,087 sqft · built 1948
Lot Size	0.249 acres (10,850 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Dec 1997)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Jul 2023 Reverse Mortgage Jun 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`269-0134-012-0000`

Property Details

APN / Parcel Number

Primary APN	`269-0134-012-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,850 sqft (0.249 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3921 LORETO WAY
City	SACRAMENTO
State	CA
Zip	95821-5434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DEL PASO MANOR 05, LOT 429
Legal Subdivision	DEL PASO MANOR 05
Legal Lot Number	429
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3006
Census Tract	6002

Owner

3921 Loreto Way is owned and occupied by an individual who acquired it in June 2017.

Source: Sacramento County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3921 LORETO WAY, SACRAMENTO, CA 95821-5434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 21, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 1997 · Amount on File
Deed Sale	Dec 17, 1997 · Amount on File
Deed Book / Page	971217 / 931
Last Transfer Date	Jun 12, 2017
Transfer Doc	6210000000553
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 13, 2023
Property Address	3921 LORETO WAY, SACRAMENTO, CA 95821-5434
Document Number	0000000891
Map Reference	MB 28 MAP 10
Instrument Date	Jul 7, 2023
Instrument	202307130891
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 LORETO WAY, SACRAMENTO, CA 95821-5434

Mortgage

Document Number	0000000892
Date	Jul 13, 2023
Instrument	202307130892

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	908 Months
Due	Mar 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	7.72%
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 21, 2017
Property Address	3921 LORETO WAY, SACRAMENTO, CA 95821-5434
Document Number	1706210554
Instrument Date	Jun 12, 2017
Instrument	1706210554
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3921 LORETO WAY SACRAMENTO CA 958215434, SACRAMENTO, CA 95821-5434

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 21, 2017
Property Address	3921 LORETO WAY, SACRAMENTO, CA 95821-5434
Document Number	1706210553
Instrument Date	Jun 12, 2017
Instrument	1706210553
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3921 LORETO WAY SACRAMENTO CA 958215434, SACRAMENTO, CA 95821-5434

Tax Assessment & Valuation

The 2025 property tax bill for 3921 Loreto Way was $2,457, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$205,185 (+2%) Land $97,705 Building $107,480
2025	$2,457.00 (+0.94%)	$201,163 Land $95,790 Building $105,373
2024	$2,434.00 (+6.33%)
2023	$2,289.00 (+0.66%) Homeowner's exemption	$193,353 (+2%) Land $92,071 Building $101,282
2022	$2,274.00 Homeowner's exemption	$189,563 Land $90,266 Building $99,297

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3921 Loreto Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3921 Loreto Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SSWD - DEL PASO MANOR SERVICE AREA serves 4,854 people · EPA ID CA3410007
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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