3916 Loreto Way, Sacramento, CA 95821 Property Records

Sacramento County property record for 3916 Loreto Way, Sacramento, CA 95821

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,087 sqft · built 1950
Lot Size	0.194 acres (8,450 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Oct 2025)
Tax Bill	$5,253 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`269-0135-004-0000`

Property Details

APN / Parcel Number

Primary APN	`269-0135-004-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,450 sqft (0.194 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3916 LORETO WAY
City	SACRAMENTO
State	CA
Zip	95821-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DEL PASO MANOR 05, LOT 514
Legal Subdivision	DEL PASO MANOR 05
Legal Lot Number	514
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3012
Census Tract	6002

Owner

3916 Loreto Way is owned and occupied by an individual who bought it in October 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3916 LORETO WAY, SACRAMENTO, CA 95821-5435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 25, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC
Oct 3, 2025	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jul 28, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Jul 28, 2023 · Amount on File
Deed Book / Page	20251003 / 998
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3916 LORETO WAY, SACRAMENTO, CA 95821-5435
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 LORETO WAY, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	0000000824
Date	Feb 24, 2025
Instrument	202502240824

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3916 LORETO WAY, SACRAMENTO, CA 95821-5435
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 LORETO WAY, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	0000000482
Date	Apr 25, 2024
Instrument	202404250482

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3916 LORETO WAY, SACRAMENTO, CA 95821-5435
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 LORETO WAY, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	0000000763
Date	Jun 10, 2025
Instrument	202506100763

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 3, 2025
Property Address	3916 LORETO WAY, SACRAMENTO, CA 95821-5435
Document Number	0000000998
Map Reference	MB 28 MAP 10
Instrument Date	Sep 23, 2025
Instrument	202510030998
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 LORETO WAY, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	0000000999
Date	Oct 3, 2025
Instrument	202510030999

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2023
Property Address	3916 LORETO WAY, SACRAMENTO, CA 95821-5435
Document Number	0000000603
Map Reference	MB 28 MAP 10
Instrument Date	Jul 27, 2023
Instrument	202307280603
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4832 TIFFANY WAY, FAIR OAKS, CA 95628-5120

Mortgage

Document Number	0000000604
Date	Jul 28, 2023
Instrument	202307280604

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3916 Loreto Way was $5,253, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$450,000 (+1.42%) Land $135,000 Building $315,000
2025	$5,253.00 (+1%) Homeowner's exemption	$443,700 Land $137,700 Building $306,000
2024	$5,201.00 (+38.66%)
2023	$3,751.00 (+0.56%)	$309,004 Land $115,515 Building $193,489
2022	$3,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3916 Loreto Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3916 Loreto Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SSWD - DEL PASO MANOR SERVICE AREA serves 4,854 people · EPA ID CA3410007
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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