3932 Loreto Way, Sacramento, CA 95821 Property Records

Sacramento County property record for 3932 Loreto Way, Sacramento, CA 95821

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,913 sqft · built 1946
Lot Size	0.2 acres (8,710 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Dec 2020)
Tax Bill	$5,113 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`269-0142-003-0000`

Property Details

APN / Parcel Number

Primary APN	`269-0142-003-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,913 sqft Living Area
Gross Area	2,375 sqft
1st Floor Area	1,625 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,710 sqft (0.2 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3932 LORETO WAY
City	SACRAMENTO
State	CA
Zip	95821-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DEL PASO MANOR 05, LOT 518
Legal Subdivision	DEL PASO MANOR 05
Legal Lot Number	518
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3012
Census Tract	6002

Owner

3932 Loreto Way is owned and occupied by two individuals who bought it in December 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3932 LORETO WAY, SACRAMENTO, CA 95821-5435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 2, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN FIN'L RSRCS
Nov 4, 2019	Grant Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Book / Page	20201202 / 1197
Prior Transfer Date	Jun 21, 2002
Prior Transfer Doc	2002000906
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3932 LORETO WAY, SACRAMENTO, CA 95821-5435
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 LORETO WAY, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	0000001802
Date	Jun 9, 2021
Instrument	202106091802

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3932 LORETO WAY, SACRAMENTO, CA 95821-5435
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 LORETO WAY, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	6090000001802
Date	Jun 9, 2021
Book Page	20210609/1802

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 2, 2020
Property Address	3932 LORETO WAY, SACRAMENTO, CA 95821-5435
Document Number	2012021197
Instrument Date	Nov 30, 2020
Instrument	2012021197
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3932 LORETO WAY SACRAMENTO CA 958215435, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	2012021198
Date	Dec 2, 2020
Instrument	2012021198

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 4, 2019
Property Address	3932 LORETO WAY, SACRAMENTO, CA 95821-5435
Document Number	1911041091
Instrument Date	Oct 29, 2019
Instrument	1911041091
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3932 LORETO WAY SACRAMENTO CA 958215435, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	1911041092
Date	Nov 4, 2019
Instrument	1911041092

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3932 Loreto Way was $5,113 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$440,523 (+2%) Land $132,487 Building $308,036
2025	$5,113.00 (+1.01%) Homeowner's exemption	$431,887 Land $129,890 Building $301,997
2024	$5,062.00 (+2.62%)
2023	$4,933.00 (+0.59%) Homeowner's exemption	$415,119 Land $124,848 Building $290,271
2022	$4,904.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3932 Loreto Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3932 Loreto Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SSWD - DEL PASO MANOR SERVICE AREA serves 4,854 people · EPA ID CA3410007
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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