3912 Loreto Way, Sacramento, CA 95821 Property Records

Sacramento County property record for 3912 Loreto Way, Sacramento, CA 95821

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,189 sqft · built 1950
Lot Size	0.194 acres (8,450 sqft)
Owner	Trust Name on File
Last Sale	$124,000 (Sep 1995)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`269-0135-003-0000`

Property Details

APN / Parcel Number

Primary APN	`269-0135-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,450 sqft (0.194 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3912 LORETO WAY
City	SACRAMENTO
State	CA
Zip	95821-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DEL PASO MANOR 05, LOT 513
Legal Subdivision	DEL PASO MANOR 05
Legal Lot Number	513
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3012
Census Tract	6002

Owner

3912 Loreto Way is owner-occupied and held in a trust since October 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	3912 LORETO WAY, SACRAMENTO, CA 95821-5435
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Oct 26, 2021	Intrafamily Transfer, Transfer
Sep 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 1995 · Amount on File
Deed Sale	Sep 15, 1995 · Amount on File
Deed Book / Page	950915 / 72
Last Transfer Date	Oct 25, 2021
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3912 LORETO WAY, SACRAMENTO, CA 95821-5435
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 LORETO WAY, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	0000001040
Date	Jul 12, 2022
Instrument	2022071201040

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 26, 2021
Property Address	3912 LORETO WAY, SACRAMENTO, CA 95821-5435
Document Number	2021102600136
Map Reference	MB 28 MAP 10
Instrument Date	Oct 25, 2021
Instrument	2021102600136
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3912 LORETO WAY, SACRAMENTO, CA 95821-5435

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 30, 2020
Property Address	3912 LORETO WAY, SACRAMENTO, CA 95821-5435
Document Number	2009301994
Instrument Date	Sep 25, 2020
Instrument	2009301994
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3912 LORETO WAY SACRAMENTO CA 958215435, SACRAMENTO, CA 95821-5435

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3912 LORETO WAY, SACRAMENTO, CA 95821-5435
Document Number	2009030018
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3912 LORETO WAY SACRAMENTO CA 958215435, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	2009030018
Date	Sep 3, 2020
Instrument	2009030018

Lender

Name	LOAN STORE
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3912 LORETO WAY, SACRAMENTO, CA 95821-5435
Document Number	2002181198
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3912 LORETO WAY SACRAMENTO CA 958215435, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	2002181198
Date	Feb 18, 2020
Instrument	2002181198

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3912 LORETO WAY, SACRAMENTO, CA 95821-5435
Document Number	1905201170
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3912 LORETO WAY SACRAMENTO CA 958215435, SACRAMENTO, CA 95821-5435

Mortgage

Document Number	1905201170
Date	May 20, 2019
Instrument	1905201170

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3912 Loreto Way was $2,772 with a homeowner's exemption, up 1.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,438 (+2%) Land $125,841 Building $113,597
2025	$2,772.00 (+1.06%) Homeowner's exemption	$234,744 Land $123,374 Building $111,370
2024	$2,743.00 (+2.62%)
2023	$2,673.00 (+0.64%) Homeowner's exemption	$225,631 Land $118,584 Building $107,047
2022	$2,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3912 Loreto Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3912 Loreto Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SSWD - DEL PASO MANOR SERVICE AREA serves 4,854 people · EPA ID CA3410007
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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