3905 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3905 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1978
Lot Size	0.354 acres (15,420 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2020)
Tax Bill	$3,438 (2025)
Deeds & Mortgages	Oct 2020 Sale Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-327-003`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-327-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,021 sqft
Basement Area	453 sqft
Unfinished Basement	453 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	15,420 sqft (0.354 acres)
Lot Dimensions	161 ft deep x 116 ft wide
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	586 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3905 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 195
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	195
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1007
Census Tract	131600

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3905 LOCH DR, HIGHLAND, MI 48357-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO
Feb 26, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	2020221828
Deed Book / Page	55054 / 658
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 26, 2020
Property Address	3905 LOCH DR, HIGHLAND, MI 48357-2233
Document Number	0000221828
Book / Page	55054 / 658
Map Reference	LB 103 PG 20
Instrument Date	Sep 18, 2020
Instrument	221828
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1438 LYNWOOD LN, 1438, WHITE LAKE, MI 48383-3055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 LOCH DR, HIGHLAND, MI 48357-2233

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 26, 2020
Property Address	3905 LOCH DR, HIGHLAND, MI 48357-2233
Document Number	0000039662
Book / Page	053877 / 000567
Instrument Date	Feb 14, 2020
Instrument	39662
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,170.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1438 LYNWOOD LN WHITE LAKE MI 483833055, WHITE LAKE, MI 48383-3055

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,438.00 (-21.93%)	$111,500 (+17.8%)	$223,000 (+17.8%)
2024	$4,404.00 (+18.48%)
2023		$94,650	$189,300
2021	$3,717.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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